.city-hero{background:linear-gradient(135deg,#f7faff 0%,#fff 74%);border-bottom:1px solid #dce4ee;padding:30px 0 42px}.city-breadcrumb{color:#66758a;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:38px;font-size:.82rem;display:flex}.city-breadcrumb a{color:#1d55bf;text-decoration:none}.city-hero__grid{grid-template-columns:minmax(0,1.05fr) minmax(390px,.95fr);align-items:center;gap:56px;display:grid}.city-location-badge{color:#075bd8;letter-spacing:.06em;background:#edf5ff;border:1px solid #b9d5ff;border-radius:999px;margin:0 0 16px;padding:8px 12px;font-size:.72rem;font-weight:800;display:inline-flex}.city-hero h1{color:#071739;letter-spacing:-.055em;max-width:820px;margin:10px 0 24px;font-size:clamp(2.65rem,4.5vw,4.65rem);line-height:.98}.city-hero h1 span{color:#0865e8}.city-hero__copy>p:not([class]){color:#43526a;max-width:730px;font-size:1.08rem;line-height:1.7}.city-principles{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px;display:grid}.city-principles>span{grid-template-columns:36px 1fr;align-items:center;gap:2px 10px;display:grid}.city-principles b{color:#0865e8;border:1px solid #1971ed;border-radius:50%;grid-row:span 2;justify-content:center;align-items:center;height:34px;display:flex}.city-principles strong{color:#0a1b3f;font-size:.84rem}.city-principles small{color:#69778c;font-size:.7rem}.city-hero__media{background:#fff;border:1px solid #d7e0ec;border-radius:9px;margin:0;overflow:hidden;box-shadow:0 18px 50px #112b511f}.city-hero__media img{object-fit:cover;width:100%;height:clamp(330px,29vw,440px);display:block}.city-hero__media figcaption{color:#fff;background:#071b32;justify-content:space-between;align-items:center;gap:14px;padding:16px 19px;display:flex}.city-hero__media figcaption strong{font-size:.85rem}.city-hero__media figcaption span{color:#c5d4e6;text-align:right;font-size:.72rem}.city-directory{background:#f5f8fc;padding:54px 0 66px}.city-directory__layout{grid-template-columns:255px minmax(0,1fr);align-items:start;gap:28px;display:grid}.city-directory__filters{background:#fff;border:1px solid #dce4ef;border-radius:8px;padding:24px;position:sticky;top:95px}.city-directory__filters h2{color:#0a1b3f;margin:8px 0 18px;font-size:1.35rem}.city-directory__filters nav{gap:7px;display:grid}.city-directory__filters nav a{color:#172a4f;border:1px solid #dce4ef;border-radius:5px;justify-content:space-between;align-items:center;padding:12px;font-size:.82rem;font-weight:700;text-decoration:none;display:flex}.city-directory__filters nav a:hover,.city-directory__filters nav a.is-active{color:#075bd8;background:#edf5ff;border-color:#9fc6ff}.city-directory__notice{background:#fff9e8;border:1px solid #f0d88c;border-radius:6px;margin-top:22px;padding:15px}.city-directory__notice strong{color:#584100;font-size:.82rem}.city-directory__notice p{color:#6d5b26;margin:7px 0 0;font-size:.74rem;line-height:1.55}.city-directory__results>header{justify-content:space-between;align-items:end;gap:20px;margin:0 0 22px;display:flex}.city-directory__results h2{color:#071739;letter-spacing:-.035em;margin:7px 0;font-size:clamp(1.75rem,2.4vw,2.4rem)}.city-directory__results header p:not([class]){color:#5d6b7f;margin:0}.city-directory__results>header>span{color:#155fc4;background:#eaf2ff;border-radius:999px;flex:none;padding:8px 11px;font-size:.72rem;font-weight:800}.city-provider-list{gap:14px;display:grid}.city-provider-card{background:#fff;border:1px solid #d7e1ed;border-radius:7px;grid-template-columns:76px minmax(0,1fr) 160px;align-items:center;gap:18px;padding:20px;display:grid}.city-provider-card__mark{color:#075bd8;background:#eff5ff;border:1px solid #c8dbfa;border-radius:50%;justify-content:center;align-items:center;width:66px;height:66px;font-size:1.1rem;font-weight:900;display:flex}.city-provider-card__title{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.city-provider-card h3{color:#071739;margin:0;font-size:1.2rem}.city-provider-card__title span{color:#287545;letter-spacing:.04em;text-transform:uppercase;background:#e2f5e9;border-radius:4px;padding:5px 7px;font-size:.61rem;font-weight:900}.city-provider-card__body>p{color:#40506a;margin:7px 0 11px;font-size:.82rem}.city-provider-card dl{flex-wrap:wrap;gap:8px 18px;margin:0;display:flex}.city-provider-card dl div{gap:5px;display:flex}.city-provider-card dt{color:#758298;font-size:.69rem;font-weight:700}.city-provider-card dd{color:#1a2d51;margin:0;font-size:.69rem}.city-provider-card__body>small{color:#6e7b8e;margin-top:10px;font-size:.67rem;display:block}.city-provider-card__actions{border-left:1px solid #e0e6ee;gap:8px;padding-left:18px;display:grid}.city-provider-card__actions a{color:#075bd8;text-align:center;border:1px solid #176de9;border-radius:5px;padding:10px 12px;font-size:.73rem;font-weight:800;text-decoration:none}.city-provider-card__actions a:first-child{color:#fff;background:#0865e8}.city-directory__boundary{background:#edf5ff;border:1px solid #bcd6f8;border-radius:6px;margin-top:18px;padding:17px 20px}.city-directory__boundary strong{color:#0a3c83}.city-directory__boundary p{color:#456181;margin:5px 0 0;font-size:.82rem}.city-context{background:#fff;padding:64px 0}.city-context__grid{grid-template-columns:repeat(3,1fr);display:grid}.city-context article{border-right:1px solid #dce4ef;padding:0 34px}.city-context article:first-child{padding-left:0}.city-context article:last-child{border:0;padding-right:0}.city-context h2{color:#071739;margin:7px 0 12px;font-size:1.45rem}.city-context p:not([class]),.city-context li{color:#516177;font-size:.82rem;line-height:1.65}.city-context ul{margin:0 0 16px;padding:0;list-style:none}.city-context li{margin:8px 0;padding-left:21px;position:relative}.city-context li:before{color:#0870ee;content:"✓";font-weight:900;position:absolute;left:0}.city-context article>a,.city-context nav a{color:#075bd8;font-size:.8rem;font-weight:800;text-decoration:none}.city-context__actions{gap:9px;margin-top:16px;display:grid}.city-context__actions>a{color:#075bd8;font-size:.8rem;font-weight:800;text-decoration:none}.city-context__actions>.city-context__water-link{background:#edf5ff;border:1px solid #c8dcf6;border-radius:.35rem;align-items:center;min-height:42px;padding:9px 11px;display:flex}.city-context__actions>a:hover{text-decoration:underline}.city-context nav{display:grid}.city-context nav a{border-bottom:1px solid #e4e9f0;justify-content:space-between;align-items:center;padding:11px 0;display:flex}.city-research{background:#f6f9fd;border-top:1px solid #e0e7f0;padding:72px 0}.city-research__heading{justify-content:space-between;align-items:end;gap:36px;margin-bottom:30px;display:flex}.city-research__heading h2{color:#071739;letter-spacing:-.045em;margin:7px 0 0;font-size:clamp(2rem,3.4vw,3.35rem)}.city-research__heading>p{color:#5a687c;max-width:480px;margin:0;line-height:1.65}.city-research__intro{color:#2f4768;background:#edf5ff;border-left:4px solid #0b69e9;margin-bottom:32px;padding:21px 24px;line-height:1.7}.city-research__intro>:first-child{margin-top:0}.city-research__intro>:last-child{margin-bottom:0}.city-research__layout{grid-template-columns:260px minmax(0,1fr);align-items:start;gap:34px;display:grid}.city-research__layout>nav{background:#fff;border:1px solid #dbe4ef;border-radius:7px;padding:12px;display:grid;position:sticky;top:95px}.city-research__layout>nav a{color:#314664;border-bottom:1px solid #e5eaf1;padding:10px;font-size:.76rem;font-weight:700;text-decoration:none}.city-research__layout>nav a:last-child{border:0}.city-research__content{gap:18px;min-width:0;display:grid}.city-research__content>section{background:#fff;border:1px solid #dbe4ef;border-radius:7px;min-width:0;padding:clamp(22px,3vw,36px);scroll-margin-top:100px}.city-research__content>section>h2{color:#071739;margin:0 0 18px;font-size:1.65rem}.city-richtext{color:#45556c;min-width:0;font-size:.92rem;line-height:1.72}.city-richtext h3{color:#142746;margin-top:26px;font-size:1.15rem}.city-richtext a{color:#075bd8}.city-richtext table{border-collapse:collapse;width:100%;max-width:100%;display:block;overflow-x:auto}.city-richtext th,.city-richtext td{text-align:left;vertical-align:top;border:1px solid #d7e0eb;min-width:150px;padding:11px}.city-richtext th{color:#153c74;background:#edf5ff}.city-faq{background:#fff;padding:70px 0}.city-faq__grid{grid-template-columns:.7fr 1.3fr;gap:52px;display:grid}.city-faq h2{color:#071739;margin:8px 0 14px;font-size:2.2rem}.city-faq header>p:not([class]){color:#5b697d;line-height:1.65}.city-faq details{border-bottom:1px solid #dfe5ed;padding:17px 0}.city-faq summary{color:#102341;cursor:pointer;font-weight:800}.city-faq details div{color:#526176;line-height:1.65}.city-cta{color:#fff;background:linear-gradient(120deg,#064cc5,#086fe9);padding:34px 0}.city-cta__inner{justify-content:space-between;align-items:center;gap:28px;display:flex}.city-cta h2{margin:6px 0;font-size:1.7rem}.city-cta span{color:#dbe9ff}.city-cta__inner>div:last-child{flex:none;gap:10px;display:flex}.city-button--light{color:#fff;border:1px solid #ffffffa6}@media (width<=980px){.city-hero__grid{grid-template-columns:1fr;gap:32px}.city-hero__media img{height:330px}.city-directory__layout{grid-template-columns:1fr}.city-directory__filters,.city-research__layout>nav{position:static}.city-directory__filters nav{grid-template-columns:repeat(2,1fr)}.city-context__grid{grid-template-columns:1fr;gap:30px}.city-context article,.city-context article:first-child,.city-context article:last-child{border-bottom:1px solid #dce4ef;border-right:0;padding:0 0 30px}.city-context article:last-child{border-bottom:0;padding-bottom:0}}@media (width<=700px){.city-hero{padding-top:18px}.city-breadcrumb{margin-bottom:24px}.city-hero h1{font-size:clamp(2.5rem,13vw,3.45rem)}.city-principles{grid-template-columns:1fr}.city-hero__media img{height:235px}.city-hero__media figcaption{flex-direction:column;align-items:flex-start}.city-hero__media figcaption span{text-align:left}.city-directory{padding:38px 0 48px}.city-directory__filters nav{grid-template-columns:1fr}.city-directory__results>header{flex-direction:column;align-items:flex-start}.city-provider-card{grid-template-columns:54px minmax(0,1fr);align-items:start;padding:16px}.city-provider-card__mark{width:48px;height:48px}.city-provider-card__actions{border-top:1px solid #e0e6ee;border-left:0;grid-column:1/-1;grid-template-columns:1fr 1fr;padding:14px 0 0}.city-provider-card dl,.city-provider-card dl div{display:grid}.city-research__heading,.city-cta__inner{flex-direction:column;align-items:flex-start}.city-research__layout{grid-template-columns:minmax(0,1fr);min-width:0}.city-research__layout>nav{max-height:250px;overflow:auto}.city-faq__grid{grid-template-columns:1fr}.city-cta__inner>div:last-child{flex-direction:column;width:100%}.city-cta__inner .button{justify-content:center;width:100%}}body :is(.qb-hero,.cw-hero,.tc-hero,.ci-hero,.fr-hero,.guide-hero,.hiw-hero,.sa-hero,.city-hero){color:#fff;background:radial-gradient(circle at 82% 18%,#3189ff6b,#0000 27rem),linear-gradient(135deg,#061d49 0%,#073b91 58%,#075bd8 100%);border-bottom:0;position:relative;overflow:hidden}body :is(.qb-hero,.cw-hero,.tc-hero,.ci-hero,.fr-hero,.guide-hero,.hiw-hero,.sa-hero,.city-hero):after{content:"";pointer-events:none;background:0 0;border:1px solid #ffffff1f;border-radius:50%;width:30rem;height:30rem;position:absolute;top:-19rem;right:-12rem}body :is(.qb-hero,.cw-hero,.tc-hero,.ci-hero,.fr-hero,.guide-hero,.hiw-hero,.sa-hero,.city-hero)>.shell{z-index:1;position:relative}body :is(.qb-breadcrumbs,.cw-breadcrumbs,.tc-breadcrumbs,.ci-breadcrumbs,.fr-breadcrumbs,.guide-breadcrumbs,.hiw-breadcrumb,.sa-breadcrumb,.city-breadcrumb),body :is(.qb-breadcrumbs,.cw-breadcrumbs,.tc-breadcrumbs,.ci-breadcrumbs,.fr-breadcrumbs,.guide-breadcrumbs,.hiw-breadcrumb,.sa-breadcrumb,.city-breadcrumb) a{color:#ffffffc7}body :is(.qb-breadcrumbs,.cw-breadcrumbs,.tc-breadcrumbs,.ci-breadcrumbs,.fr-breadcrumbs,.guide-breadcrumbs,.hiw-breadcrumb,.sa-breadcrumb,.city-breadcrumb) a:hover{color:#fff}body :is(.qb-hero,.cw-hero,.tc-hero,.ci-hero,.fr-hero,.guide-hero,.hiw-hero,.sa-hero,.city-hero) h1,body .city-hero h1 span{color:#fff;text-shadow:0 3px 20px #0014412e}body :is(.qb-hero,.cw-hero,.tc-hero,.ci-hero,.fr-hero,.guide-hero,.hiw-hero,.sa-hero,.city-hero) :is(.qb-kicker,.cw-kicker,.tc-kicker,.ci-kicker,.fr-kicker,.guide-kicker,.directory-kicker,.eyebrow){color:#9ed2ff}body :is(.qb-lede,.cw-lede,.tc-lede,.ci-lede,.fr-lede,.guide-hero__lede,.hiw-hero__lede,.sa-hero__lede,.city-hero__copy>p:not([class])){color:#dcecff}body :is(.qb-trust,.cw-trust,.tc-trust,.ci-trust,.fr-trust){gap:.65rem}body :is(.qb-trust,.cw-trust,.tc-trust,.ci-trust,.fr-trust) span,body .city-principles>span,body .guide-evidence>div,body .hiw-standards article{color:#0a315f;background:#fff;border:1px solid #ffffffad;border-radius:.4rem;box-shadow:0 8px 22px #00184b24}body :is(.qb-trust,.cw-trust,.tc-trust,.ci-trust,.fr-trust) span{padding:.65rem .8rem;line-height:1.25}body .city-principles{gap:.65rem}body .city-principles>span{padding:.75rem}body .city-principles :is(strong,small){color:#173b68}body .guide-evidence,body .hiw-standards{border-top:0;gap:.65rem;padding-bottom:1.25rem}body .guide-evidence>div,body .hiw-standards article{border:1px solid #ffffffad}body .guide-evidence :is(strong,small),body .hiw-standards :is(strong,small){color:#173b68}body :is(.qb-hero__panel,.cw-hero__panel,.tc-hero__panel,.ci-hero__panel,.fr-hero__panel){color:#0a244b;background:#fff;border:1px solid #ffffffb8;box-shadow:0 24px 60px #00194b42}body :is(.qb-hero__panel,.cw-hero__panel,.tc-hero__panel,.ci-hero__panel,.fr-hero__panel)>strong{color:#0a244b}body :is(.qb-hero__panel,.cw-hero__panel,.tc-hero__panel,.ci-hero__panel,.fr-hero__panel) p{color:#405b79}body :is(.qb-hero__panel,.cw-hero__panel,.tc-hero__panel,.ci-hero__panel,.fr-hero__panel)>span{color:#314d6a;background:#e7eff8}body .sa-hero__boundary{color:#dcecff;background:#ffffff1a;border:1px solid #ffffff38;border-radius:.4rem;padding:.85rem 1rem}body .sa-hero__boundary strong{color:#fff}body :is(.hiw-hero__actions,.sa-hero__actions) .button{color:#0a315f;background:#fff;border-color:#fff;box-shadow:0 8px 22px #00184b24}body :is(.hiw-hero__actions,.sa-hero__actions) .button:hover{color:#082a61;background:#eaf3ff;border-color:#eaf3ff}body :is(.guide-hero__media,.hiw-hero__media,.sa-map,.city-hero__media){border-color:#ffffffb8;box-shadow:0 24px 60px #00194b42}@media (width<=680px){body :is(.qb-trust,.cw-trust,.tc-trust,.ci-trust,.fr-trust){align-items:stretch;display:grid}body :is(.qb-trust,.cw-trust,.tc-trust,.ci-trust,.fr-trust) span{width:100%}}@layer pages{.brand-hero{background:var(--navy-950);color:#fff;padding:clamp(6rem,10vw,9rem) 0;position:relative;overflow:hidden}.brand-hero:before{content:"";pointer-events:none;background-image:linear-gradient(#66d4d512 1px,#0000 1px),linear-gradient(90deg,#66d4d512 1px,#0000 1px);background-size:64px 64px;position:absolute;inset:0;mask-image:linear-gradient(90deg,#0000,#000 42%,#000)}.brand-hero:after{background:var(--coral-500);content:"";width:min(420px,34vw);height:12px;position:absolute;top:0;right:0}.brand-hero__grid{z-index:1;grid-template-columns:minmax(0,1.15fr) minmax(340px,.72fr);align-items:center;gap:clamp(3rem,7vw,7rem);display:grid;position:relative}.brand-hero h1{color:#fff;max-width:15ch;font-size:clamp(3rem,5.8vw,5.7rem)}.brand-hero__lede{color:#c6dadd;max-width:64ch;margin-top:1.6rem;font-size:clamp(1.1rem,1.8vw,1.28rem);line-height:1.75}.brand-hero__actions{flex-wrap:wrap;gap:.75rem;margin-top:2.35rem;display:flex}.brand-hero__actions .button{min-height:54px;padding-inline:1.35rem;font-size:1rem}.recommendation-standard{border-top:8px solid var(--coral-500);box-shadow:var(--shadow-lg);color:var(--ink);background:#fff;padding:clamp(2rem,4vw,3rem)}.recommendation-standard>span{color:var(--teal-700);letter-spacing:.13em;text-transform:uppercase;margin-bottom:1.1rem;font-size:.72rem;font-weight:900;display:block}.recommendation-standard>strong{color:var(--navy-900);font-size:clamp(1.55rem,2.5vw,2.15rem);line-height:1.15;display:block}.recommendation-standard p{color:var(--ink-soft);margin:1.2rem 0 0;font-size:1rem;line-height:1.72}.brand-shortlist{background:var(--ice-50);border-bottom:1px solid var(--line);padding:clamp(5rem,8vw,8rem) 0}.brand-section-heading{grid-template-columns:1fr .7fr;gap:1rem 4rem;margin-bottom:3rem;display:grid}.brand-section-heading .eyebrow{grid-column:1/-1}.brand-section-heading h2{max-width:13ch}.brand-section-heading>p:not(.eyebrow){color:var(--ink-soft);max-width:54ch}.brand-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;display:grid}.brand-card{border:1px solid var(--line);box-shadow:var(--shadow-sm);background:#fff;grid-template-rows:190px 1fr;min-width:0;text-decoration:none;transition:border-color .2s,box-shadow .2s,transform .2s;display:grid}.brand-card:hover,.brand-card:focus-visible{border-color:var(--teal-600);box-shadow:var(--shadow-lg);transform:translateY(-4px)}.brand-card__logo{border-bottom:1px solid var(--line);background:#eef7f7;justify-content:center;align-items:center;padding:1.5rem;display:flex}.brand-card__logo img{object-fit:contain;width:min(100%,460px);max-height:115px}.brand-card__body{flex-direction:column;padding:clamp(1.5rem,3.5vw,2.25rem);display:flex}.brand-card__kicker{color:var(--coral-600);letter-spacing:.12em;text-transform:uppercase;margin-bottom:.8rem;font-size:.68rem;font-weight:900}.brand-card h3{color:var(--navy-900);font-size:clamp(1.5rem,2.5vw,2rem)}.brand-card h3+p{color:var(--ink-soft);margin-top:1.1rem;font-size:1rem;line-height:1.7}.brand-tags{flex-wrap:wrap;gap:.45rem;margin:.85rem 0 0;padding:0;list-style:none;display:flex}.brand-tags li{background:var(--ice-100);border:1px solid var(--line);color:var(--navy-800);margin:0;padding:.38rem .55rem;font-size:.7rem;font-weight:800}.brand-card__fit{border-top:1px solid var(--line);color:var(--ink-soft);margin:1.2rem 0 1rem;padding-top:1rem;font-size:.82rem}.brand-card__fit strong{color:var(--ink)}.brand-card .text-link{margin-top:auto}.brand-card__action{border-top:1px solid var(--line);color:var(--teal-700);justify-content:space-between;align-items:center;margin-top:auto;padding-top:1.2rem;font-size:.95rem;font-weight:850;display:flex}.brand-card__action b{font-size:1.25rem;transition:transform .2s}.brand-card:hover .brand-card__action b,.brand-card:focus-visible .brand-card__action b{transform:translate(4px)}.brand-trademark-note{color:var(--ink-soft);margin:1.25rem 0 0;font-size:.72rem}.brand-guide-logo{box-shadow:var(--shadow-lg);background:#eef7f7;border:1px solid #ffffff47;margin:0;padding:1rem}.brand-guide-logo>span{color:var(--teal-700);letter-spacing:.13em;text-transform:uppercase;padding:.35rem .35rem .8rem;font-size:.64rem;font-weight:900;display:block}.brand-guide-logo img{object-fit:contain;background:#fff;width:100%;height:190px;padding:clamp(1rem,3vw,2rem)}.brand-guide-logo figcaption{color:var(--ink-soft);padding:.75rem .35rem .25rem;font-size:.68rem;line-height:1.45}.brand-byline{margin-top:1.5rem}.brand-fact-strip{background:var(--teal-700);color:#fff}.brand-fact-strip__grid{grid-template-columns:.85fr 1.15fr;display:grid}.brand-fact-strip__grid>div{border-right:1px solid #ffffff3d;min-width:0;padding:1.45rem clamp(1rem,4vw,3rem)}.brand-fact-strip__grid>div:last-child{border-right:0}.brand-fact-strip span{color:var(--aqua-200);letter-spacing:.12em;text-transform:uppercase;margin-bottom:.4rem;font-size:.63rem;font-weight:900;display:block}.brand-fact-strip strong{font-size:.88rem;line-height:1.45;display:block}.brand-article-layout{padding-top:clamp(4rem,7vw,6.5rem)}.brand-prose>p:first-child{background:var(--ice-100);border-left:6px solid var(--teal-600);color:var(--navy-900);padding:1.4rem 1.5rem;font-size:1.05rem}.brand-prose [data-brand-guide-section]{scroll-margin-top:9rem}.brand-guide-aside{grid-template-rows:auto minmax(0,1fr) auto auto;gap:.75rem;display:grid}@media (width>=1091px){.brand-guide-aside{height:min(650px,100vh - 8.5rem);top:7.5rem;overflow:hidden}}.brand-guide-current{border-top-color:var(--teal-600);padding:.85rem 1rem}.brand-guide-current>span{color:var(--teal-700);letter-spacing:.11em;text-transform:uppercase;font-size:.64rem;font-weight:900;display:block}.brand-guide-current>strong{color:var(--navy-900);margin-top:.3rem;font-size:.93rem;line-height:1.3;display:block}.brand-guide-rail-scroll{overscroll-behavior:contain;scrollbar-width:thin;gap:.75rem;min-height:0;display:grid;overflow-y:auto}.brand-guide-rail-scroll .aside-card,.brand-guide-rail-scroll .brand-related{padding:1rem}.brand-aside-card .button{margin-bottom:1rem}.brand-toc ol{counter-reset:brand-toc;margin:0;padding:0;list-style:none}.brand-toc li{border-bottom:1px solid var(--line);counter-increment:brand-toc;margin:0}.brand-toc a{color:var(--teal-700);grid-template-columns:26px 1fr;align-items:center;gap:.65rem;min-height:48px;font-size:.9rem;font-weight:800;text-decoration:none;display:grid}.brand-toc a[aria-current=location]{color:var(--navy-950);background:#dff2f2;margin-inline:-.55rem;padding-inline:.55rem}.brand-toc a:before{color:var(--coral-600);content:counter(brand-toc, decimal-leading-zero);font-size:.62rem;font-weight:900}.brand-related{border:1px solid var(--line);background:#fff;padding:1.3rem;display:grid}.brand-related>strong{color:var(--navy-900);letter-spacing:.08em;text-transform:uppercase;margin-bottom:.4rem;font-size:.76rem}.brand-related a{border-bottom:1px solid var(--line);color:var(--teal-700);justify-content:space-between;align-items:center;min-height:48px;font-size:.88rem;font-weight:800;text-decoration:none;display:flex}.brand-related a:last-child{border-bottom:0}.brand-guide-comparisons{background:var(--navy-950);padding:.8rem 1rem;display:grid}.brand-guide-comparisons>strong{color:var(--aqua-200);letter-spacing:.1em;text-transform:uppercase;margin-bottom:.25rem;font-size:.65rem}.brand-guide-comparisons a{color:#fff;border-bottom:1px solid #ffffff29;justify-content:space-between;align-items:center;min-height:39px;font-size:.78rem;font-weight:800;line-height:1.3;text-decoration:none;display:flex}.brand-guide-comparisons a:last-child{border-bottom:0}.brand-disclosure{background:var(--ice-100);border-top:1px solid var(--line);padding:2rem 0}.brand-disclosure .shell{grid-template-columns:minmax(180px,.35fr) 1fr;align-items:start;gap:.5rem 2rem;display:grid}.brand-disclosure strong{color:var(--navy-900)}.brand-disclosure p{color:var(--ink-soft);margin:0;font-size:.78rem}.brand-hub-nav{background:var(--ice-50);border-bottom:1px solid var(--line);padding:1.5rem 0}.brand-hub-nav__grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;display:grid}.brand-hub-nav a{border:1px solid var(--line);border-top:5px solid var(--teal-600);box-shadow:var(--shadow-sm);color:var(--navy-900);background:#fff;grid-template-columns:1fr auto;min-height:230px;padding:2.1rem;text-decoration:none;transition:border-color .2s,box-shadow .2s,color .2s,transform .2s;display:grid}.brand-hub-nav a>span{color:var(--coral-600);letter-spacing:.12em;font-size:.72rem;font-weight:950}.brand-hub-nav a>strong{grid-column:1/-1;margin-top:1rem;font-size:1.55rem;line-height:1.2}.brand-hub-nav a>p{color:var(--ink-soft);grid-column:1/-1;margin:.6rem 0 1rem;font-size:.94rem;line-height:1.55}.brand-hub-nav a>b{color:var(--teal-700);grid-column:2;font-size:1.3rem}.brand-hub-nav a:hover,.brand-hub-nav a:focus-visible{border-color:var(--teal-600);box-shadow:var(--shadow-lg);color:var(--teal-700);transform:translateY(-4px)}.brand-comparison{background:var(--ice-50);padding:clamp(5rem,8vw,8rem) 0}.brand-section-heading--comparison{align-items:end}.brand-section-heading--comparison h2{max-width:16ch}.brand-comparison__content>p{color:var(--ink-soft);max-width:76ch;font-size:1.05rem;line-height:1.75}.brand-comparison__content>p:first-child{margin-bottom:1.5rem}.brand-comparison__content>p:last-child{margin-top:1.5rem}.brand-comparison__content .table-scroll,.brand-editorial-copy .table-scroll{box-sizing:border-box;background:#fff;border:1px solid #bcd4d7;width:100%;max-width:100%;margin-top:2rem;overflow-x:auto}.brand-comparison__content table,.brand-editorial-copy table{border-collapse:collapse;width:100%;min-width:980px}.brand-comparison__content th,.brand-editorial-copy th{background:var(--navy-950);color:#fff;text-align:left;vertical-align:top;padding:1.15rem;font-size:.9rem;line-height:1.4;position:sticky;top:0}.brand-comparison__content td,.brand-editorial-copy td{border-bottom:1px solid var(--line);color:var(--ink-soft);vertical-align:top;padding:1.2rem 1.15rem;font-size:1rem;line-height:1.65}.brand-comparison__content tr:last-child td,.brand-editorial-copy tr:last-child td{border-bottom:0}.brand-comparison__content td:first-child,.brand-editorial-copy td:first-child{color:var(--navy-900);font-weight:850}.brand-comparison__details,.brand-context-panel details,.brand-editorial-details{border-top:1px solid var(--line);margin-top:2rem;padding-top:1rem}.brand-comparison__details>summary,.brand-context-panel summary,.brand-editorial-details>summary{color:var(--teal-700);cursor:pointer;padding:.7rem 0;font-size:.95rem;font-weight:850;list-style-position:outside}.brand-comparison__details[open]>summary,.brand-context-panel details[open]>summary,.brand-editorial-details[open]>summary{margin-bottom:1rem}.brand-consultation-strip,.brand-prefaq-cta{background:var(--teal-700);color:#fff;padding:clamp(3rem,5vw,4.5rem) 0}.brand-consultation-strip__layout,.brand-prefaq-cta__layout{grid-template-columns:1fr auto;align-items:center;gap:3rem;display:grid}.brand-consultation-strip h2,.brand-prefaq-cta h2{color:#fff;max-width:20ch;font-size:clamp(2rem,3.5vw,3.5rem)}.brand-consultation-strip p:not(.eyebrow),.brand-prefaq-cta p:not(.eyebrow){color:#d8eeef;max-width:68ch;margin-top:.8rem;font-size:1.04rem;line-height:1.65}.brand-consultation-strip__layout>div:last-child{align-items:stretch;gap:.8rem;min-width:280px;display:grid}.text-link--light{color:#fff;text-align:center}.brand-shortlist{background:#fff}.brand-card{grid-template-rows:165px 1fr}.brand-card__logo{background:var(--ice-50)}.brand-card__body>.button{min-height:52px;margin-top:auto;padding-inline:1rem;font-size:.9rem}.brand-context-panel{background:var(--ice-100);border-left:6px solid var(--teal-600);grid-template-columns:minmax(260px,.65fr) 1.35fr;gap:3rem;margin-top:2rem;padding:clamp(1.75rem,4vw,3rem);display:grid}.brand-context-panel h3{color:var(--navy-900);max-width:15ch;font-size:clamp(1.8rem,3vw,2.75rem);line-height:1.05}.brand-context-panel__content{color:var(--ink-soft);font-size:1rem;line-height:1.7}.brand-context-panel__content>*+*{margin-top:1rem}.brand-context-panel__content ul{gap:.65rem;padding-left:1.2rem;display:grid}.brand-principles{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.brand-principles article{border:1px solid var(--line);border-top:4px solid var(--teal-600);background:#fff;padding:1.25rem}.brand-principles strong{color:var(--navy-900);font-size:1rem;display:block}.brand-principles p{margin:.55rem 0 0;font-size:.92rem;line-height:1.65}.brand-editorial{background:var(--ice-50);padding:clamp(5rem,8vw,8rem) 0}.brand-treatment-module{border:1px solid var(--line);background:#fff;margin-bottom:clamp(3rem,6vw,5rem);padding:clamp(2rem,5vw,4rem)}.brand-editorial__layout{grid-template-columns:minmax(0,1fr) minmax(300px,360px);align-items:start;gap:clamp(3rem,6vw,6rem);display:grid}.brand-editorial__main{gap:2.25rem;min-width:0;display:grid}.brand-direct-answer{background:var(--navy-950);border-top:7px solid var(--coral-500);color:#e5f0f1;padding:clamp(1.75rem,4vw,3rem);font-size:1.08rem;line-height:1.75}.brand-direct-answer p{margin:0}.brand-direct-answer strong{color:#fff}.brand-editorial-section{border:1px solid var(--line);background:#fff;min-width:0;padding:clamp(2.25rem,5vw,4.25rem);scroll-margin-top:1rem}.brand-section-observer{pointer-events:none;height:1px;display:block;position:relative;top:-1px}.brand-editorial-section__heading{border-bottom:2px solid var(--teal-600);grid-template-columns:auto 1fr;align-items:start;gap:.8rem;margin-bottom:2rem;padding-bottom:1.5rem;display:grid}.brand-editorial-section__heading .eyebrow{grid-column:1/-1}.brand-editorial-section__heading>span{color:var(--coral-600);letter-spacing:.12em;padding-top:.45rem;font-size:.72rem;font-weight:950}.brand-editorial-section__heading h2{color:var(--navy-900);max-width:20ch;font-size:clamp(2rem,4vw,3.4rem);line-height:1.05}.brand-editorial-copy{color:var(--ink-soft);min-width:0;font-size:1.0625rem;line-height:1.85}.brand-comparison__content{min-width:0}.brand-editorial-copy>*+*{margin-top:1.5rem}.brand-editorial-copy a{color:var(--teal-700);font-weight:750}.brand-editorial-copy ul,.brand-editorial-copy ol{gap:.7rem;padding-left:1.35rem;display:grid}.brand-editorial-copy blockquote{background:var(--ice-100);border-left:5px solid var(--coral-500);color:var(--navy-900);margin:1.5rem 0 0;padding:1.25rem 1.5rem}.brand-editorial-section--framework{border-top:7px solid var(--teal-600)}.brand-editorial-section--comparison{background:var(--ice-100)}.brand-treatment-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;margin-top:2.5rem;display:grid}.brand-treatment-grid article{background:var(--ice-50);border:1px solid var(--line);border-top:5px solid var(--teal-600);padding:1.75rem}.brand-treatment-grid article>span{color:var(--coral-600);letter-spacing:.12em;font-size:.7rem;font-weight:950;display:block}.brand-treatment-grid h3{color:var(--navy-900);margin:.8rem 0;font-size:1.35rem;line-height:1.2}.brand-treatment-grid article>div{color:var(--ink-soft);font-size:.98rem;line-height:1.72}.brand-treatment-grid article>div>*+*{margin-top:.8rem}.brand-editorial-section__summary{color:var(--ink-soft);margin:0 0 1.75rem;font-size:1.08rem;line-height:1.78}.brand-decision-framework{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.brand-decision-framework article{background:var(--ice-50);border:1px solid var(--line);border-left:4px solid var(--teal-600);padding:1.25rem}.brand-decision-framework article>span{color:var(--navy-900);letter-spacing:.08em;text-transform:uppercase;font-size:.76rem;font-weight:950;display:block}.brand-decision-framework article>p{color:var(--ink-soft);margin:.65rem 0 0;font-size:.95rem;line-height:1.67}.brand-editorial__aside{grid-template-rows:auto minmax(0,1fr) auto auto;gap:.75rem;height:min(536px,100vh - 8.5rem);min-height:0;display:grid;position:sticky;top:7.5rem;overflow:hidden}.brand-editorial__aside .aside-card{padding:.85rem 1rem}.brand-toc{scrollbar-gutter:stable;min-height:0;overflow:auto}.brand-toc li a{grid-template-columns:1fr}.brand-toc h2{margin-bottom:.4rem;font-size:1.2rem}.brand-toc a{min-height:38px}.brand-toc li a:before{display:none}.brand-toc a[aria-current=location]{background:var(--ice-100);box-shadow:inset 4px 0 0 var(--coral-500);color:var(--navy-900);padding-left:.75rem}.brand-current-section{border-top:5px solid var(--coral-500);padding-block:.7rem}.brand-current-section>span{color:var(--teal-700);letter-spacing:.1em;text-transform:uppercase;font-size:.68rem;font-weight:950;display:block}.brand-current-section>strong{color:var(--navy-900);margin-top:.35rem;font-size:.88rem;line-height:1.35;display:block}.brand-aside-card h2{color:var(--navy-900);margin-bottom:.4rem;font-size:1.25rem;line-height:1.15}.brand-aside-card p:not(.eyebrow){color:var(--ink-soft);font-size:.9rem;line-height:1.45}.brand-aside-card .button{min-height:46px;margin:.55rem 0 0;font-size:.85rem}.brand-aside-related{display:grid}.brand-aside-related a{border-top:1px solid var(--line);color:var(--teal-700);justify-content:space-between;align-items:center;min-height:34px;font-size:.875rem;font-weight:800;line-height:1.35;text-decoration:none;display:flex}.brand-aside-related a:hover{text-underline-offset:4px;text-decoration:underline}.brand-related-pages{background:#fff;padding:clamp(5rem,8vw,8rem) 0}.brand-related-pages__grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;display:grid}.brand-related-pages__grid article{background:var(--ice-50);border:1px solid var(--line);border-top:5px solid var(--teal-600);flex-direction:column;min-height:300px;padding:1.75rem;display:flex}.brand-related-pages__grid h3{color:var(--navy-900);font-size:1.35rem;line-height:1.25}.brand-related-pages__grid article>p:not(.eyebrow){color:var(--ink-soft);margin:.9rem 0 1.25rem;font-size:.95rem;line-height:1.65}.brand-related-pages__grid article>div{border-top:1px solid var(--line);margin-top:auto;padding-top:1rem;display:grid}.brand-related-pages__grid a{color:var(--teal-700);justify-content:space-between;align-items:center;min-height:44px;font-size:.88rem;font-weight:800;text-decoration:none;display:flex}.brand-prefaq-cta{background:var(--navy-950)}.brand-faq{background:var(--ice-50);padding:clamp(5rem,8vw,8rem) 0}.brand-faq__layout{grid-template-columns:.7fr 1.3fr;align-items:start;gap:clamp(3rem,6vw,6rem);display:grid}.brand-faq__layout>div:first-child{position:sticky;top:2rem}.brand-faq__layout>div:first-child h2{color:var(--navy-900);max-width:10ch;font-size:clamp(2.5rem,4vw,4.25rem);line-height:1}.brand-faq__layout>div:first-child>p:not(.eyebrow){color:var(--ink-soft);margin-top:1rem;font-size:1.02rem;line-height:1.7}.brand-faq__list{border-top:3px solid var(--navy-900)}.brand-faq__list details{border-bottom:1px solid #b7d1d3}.brand-faq__list summary{cursor:pointer;grid-template-columns:42px 1fr 24px;align-items:center;gap:1rem;min-height:112px;padding:1.2rem 0;list-style:none;display:grid}.brand-faq__list summary::-webkit-details-marker{display:none}.brand-faq__list summary>span{color:var(--coral-600);font-size:.75rem;font-weight:950}.brand-faq__list summary strong{color:var(--navy-900);font-size:1.25rem;line-height:1.35}.brand-faq__list summary b{color:var(--teal-700);font-size:1.4rem;font-weight:400;transition:transform .2s}.brand-faq__list details[open] summary b{transform:rotate(45deg)}.brand-faq__list details>div{border-top:1px solid var(--line);color:var(--ink-soft);padding:1.2rem 2.5rem 1.7rem 3.7rem;font-size:1.02rem;line-height:1.75}.brand-sources{border-top:1px solid var(--line);background:#fff;padding:clamp(4rem,7vw,6rem) 0}.brand-sources__layout{grid-template-columns:.45fr 1.55fr;align-items:start;gap:4rem;display:grid}.brand-sources h2{color:var(--navy-900);font-size:clamp(2.3rem,4vw,3.8rem)}.brand-sources__content ul{margin:0;padding-left:1.2rem}.brand-sources__content{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;display:grid}.brand-sources__content>section{background:var(--ice-50);border:1px solid var(--line);border-top:5px solid var(--teal-600);padding:1.5rem}.brand-sources__content h3{color:var(--navy-900);margin-bottom:1rem;font-size:1.15rem;line-height:1.3}.brand-sources__content li{break-inside:avoid;color:var(--ink-soft);margin-bottom:.8rem;font-size:.9rem;line-height:1.5}.brand-sources__content a{color:var(--teal-700);font-weight:700}.sa-hero{color:var(--ink);background:linear-gradient(145deg,#edf5ff 0%,#fff 58%,#f3f8ff 100%);border-bottom:1px solid #d8e5f4;padding:clamp(2.5rem,5vw,4.75rem) 0;position:relative;overflow:hidden}.sa-hero:before{content:"";pointer-events:none;background-image:linear-gradient(#0e5bde09 1px,#0000 1px),linear-gradient(90deg,#0e5bde09 1px,#0000 1px);background-size:48px 48px;position:absolute;inset:0}.sa-hero__grid{z-index:1;grid-template-columns:minmax(0,1fr) minmax(410px,.92fr);align-items:center;gap:clamp(2.5rem,6vw,5.5rem);display:grid;position:relative}.sa-breadcrumb{color:#607089;text-transform:none;align-items:center;gap:.55rem;margin-bottom:2rem;font-size:.72rem;font-weight:750;display:flex}.sa-breadcrumb a{color:#075bdd;text-decoration:none}.sa-hero .eyebrow{color:#075bdd}.sa-hero h1{color:#071a3b;letter-spacing:-.045em;max-width:12ch;font-size:clamp(2.8rem,5vw,5rem);line-height:.98}.sa-hero__lede{color:#465976;max-width:58ch;margin-top:1.35rem;font-size:clamp(1rem,1.4vw,1.13rem);line-height:1.7}.sa-hero__actions{flex-wrap:wrap;gap:.75rem;margin-top:1.7rem;display:flex}.sa-hero__actions .button--coral{color:#fff;background:#075bdd;border-color:#075bdd;box-shadow:0 8px 18px #075bdd2e}.sa-hero__actions .button--line-light{color:#0a3d87;border-color:#9eb9df}.sa-hero__boundary{color:#5a6e89;border-top:1px solid #d7e3f1;max-width:66ch;margin:1.75rem 0 0;padding-top:1rem;font-size:.82rem;line-height:1.6}.sa-hero__boundary strong{color:#102c55}.sa-map{color:var(--ink);background:#fff;border:1px solid #d6e2f0;border-radius:.55rem;margin:0;padding:1rem;box-shadow:0 18px 50px #12365f21}.sa-map figcaption{border-bottom:1px solid #e0e9f3;justify-content:space-between;align-items:start;gap:1rem;padding:.65rem .5rem 1rem;display:flex}.sa-map figcaption span{color:#075bdd;letter-spacing:.12em;text-transform:uppercase;font-size:.63rem;font-weight:900}.sa-map figcaption strong{color:#102c55;text-align:right;max-width:24ch;font-size:.82rem;line-height:1.35}.sa-map svg{background:#f7faff;border-radius:.35rem;width:100%;height:auto;margin-top:.85rem;overflow:visible}.sa-map__route{fill:none;stroke:#9eb7d4;stroke-dasharray:6 7;stroke-width:2px}.sa-map__city circle:first-of-type{fill:#075bdd;stroke:#fff;stroke-width:3px}.sa-map__city--primary circle:first-of-type{fill:#ff8a00}.sa-map__pulse{fill:none;opacity:.34;stroke:#075bdd;stroke-width:2px}.sa-map__city--primary .sa-map__pulse{stroke:#ff8a00}.sa-map__city text{fill:#071a3b;paint-order:stroke;stroke:#f7faff;stroke-width:4px;font-size:11px;font-weight:850}.sa-map>p{color:#66758b;margin:.75rem .5rem 0;font-size:.72rem;line-height:1.45}.sa-trust{background:#fff;border-bottom:1px solid #dbe6f1}.sa-trust__grid{grid-template-columns:repeat(4,minmax(0,1fr));display:grid}.sa-trust__grid span{color:#5e6e83;border-right:1px solid #e1e9f2;align-items:center;min-height:78px;padding:1rem 1.25rem;font-size:.8rem;line-height:1.35;display:flex}.sa-trust__grid span:last-child{border-right:0}.sa-trust__grid span:before{color:#075bdd;content:"✓";background:#eaf2ff;border-radius:50%;flex:0 0 30px;justify-content:center;align-items:center;height:30px;margin-right:.7rem;font-size:.85rem;font-weight:900;display:inline-flex}.sa-trust__grid strong{color:#071a3b;margin-right:.25rem}.sa-priority,.sa-services,.sa-featured,.sa-faq{padding:clamp(4rem,7vw,6.25rem) 0}.sa-section-heading{grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);align-items:end;gap:clamp(2rem,6vw,5rem);margin-bottom:clamp(2rem,4vw,3.25rem);display:grid}.sa-section-heading h2{color:#071a3b;letter-spacing:-.035em;max-width:17ch;font-size:clamp(2rem,3.5vw,3.2rem)}.sa-section-heading>p{color:#61718a;max-width:56ch;margin:0;line-height:1.7}.sa-priority{background:#f8faff}.sa-city-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;display:grid}.sa-city-card{color:var(--ink);background:#fff;border:1px solid #dce6f1;border-radius:.45rem;flex-direction:column;min-height:280px;padding:1.5rem;text-decoration:none;transition:border-color .2s,box-shadow .2s,transform .2s;display:flex;position:relative;box-shadow:0 5px 16px #12365f0b}.sa-city-card:hover,.sa-city-card:focus-visible{border-color:#075bdd;transform:translateY(-3px);box-shadow:0 12px 28px #075bdd1c}.sa-city-card:after{content:"";transform-origin:0;background:#075bdd;border-radius:.45rem .45rem 0 0;height:4px;transition:transform .2s;position:absolute;top:-1px;left:-1px;right:-1px;transform:scaleX(0)}.sa-city-card:hover:after,.sa-city-card:focus-visible:after{transform:scaleX(1)}.sa-city-card--planned{background:#f6f8fc}.sa-city-card--planned:hover{box-shadow:none;border-color:#dce6f1;transform:none}.sa-city-card__number{color:#075bdd;letter-spacing:.12em;font-size:.68rem;font-weight:950}.sa-city-card>p{color:#075bdd;letter-spacing:.1em;text-transform:uppercase;margin:1.3rem 0 .45rem;font-size:.66rem;font-weight:900}.sa-city-card h3{color:#071a3b;letter-spacing:-.025em;font-size:clamp(1.55rem,2.2vw,2.1rem)}.sa-city-card__summary{color:#61718a;margin-top:.85rem;font-size:.9rem;line-height:1.58}.sa-city-card>strong{color:#075bdd;justify-content:space-between;align-items:center;gap:.65rem;margin-top:auto;padding-top:1.2rem;font-size:.82rem;display:flex}.sa-city-card--planned>strong{color:#78879b}.sa-regions{background:#fff;padding:clamp(4rem,7vw,6.25rem) 0}.sa-regions__layout{grid-template-columns:minmax(260px,.7fr) minmax(0,1.3fr);gap:clamp(2.5rem,6vw,5rem);display:grid}.sa-regions__intro{color:#fff;background:linear-gradient(145deg,#075bdd,#063f9d);border-radius:.5rem;align-self:start;padding:2rem;position:sticky;top:2rem}.sa-regions__intro .eyebrow{color:#cfe1ff}.sa-regions__intro h2{color:#fff;max-width:11ch;font-size:clamp(2rem,3vw,3rem)}.sa-regions__intro>p:not(.eyebrow){color:#d9e7ff;margin-top:1.2rem}.sa-regions__intro .text-link{color:#fff;margin-top:1rem}.sa-region-list{border:1px solid #dce6f1;border-radius:.5rem;overflow:hidden}.sa-region-list article{border-bottom:1px solid #dce6f1;grid-template-columns:minmax(185px,.65fr) minmax(0,1.35fr);gap:1.25rem;padding:1.5rem;display:grid}.sa-region-list article:last-child{border-bottom:0}.sa-region-list header{grid-template-columns:auto 1fr;gap:.85rem;display:grid}.sa-region-list header>span{color:#075bdd;font-size:.68rem;font-weight:950}.sa-region-list h3{color:#071a3b;font-size:1.15rem}.sa-region-list header p{color:#718096;margin:.35rem 0 0;font-size:.8rem;line-height:1.5}.sa-region-list__links{grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.sa-region-list__links a,.sa-region-list__links>span{color:#17385f;border-bottom:1px solid #e5ebf3;justify-content:space-between;align-items:center;gap:.65rem;min-height:46px;padding:.55rem .7rem;font-size:.82rem;font-weight:750;text-decoration:none;display:flex}.sa-region-list__links a:hover{color:#075bdd;background:#f0f5ff}.sa-region-list__links>span{color:#76859a}.sa-region-list__links>span small{color:#075bdd;letter-spacing:.05em;text-transform:uppercase;font-size:.56rem;font-weight:850}.sa-services{background:#f8faff}.sa-service-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;display:grid}.sa-service-grid article{background:#fff;border:1px solid #dce6f1;border-radius:.45rem;flex-direction:column;min-height:275px;padding:1.5rem;display:flex}.sa-service-grid article>span{color:#075bdd;background:#eaf2ff;border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;font-size:.68rem;font-weight:950;display:inline-flex}.sa-service-grid h3{color:#071a3b;margin-top:1.25rem;font-size:1.35rem}.sa-service-grid p{color:#63738a;margin-top:.75rem;font-size:.88rem;line-height:1.6}.sa-service-grid .text-link{color:#075bdd;margin-top:auto;padding-top:1.2rem}.sa-factors{background:#fff;padding:clamp(4rem,7vw,6.25rem) 0}.sa-factors__layout{grid-template-columns:minmax(260px,.7fr) minmax(0,1.3fr);gap:clamp(2.5rem,6vw,5rem);display:grid}.sa-factors__heading .eyebrow{color:#075bdd}.sa-factors__heading h2{color:#071a3b;max-width:12ch;font-size:clamp(2rem,3.5vw,3.2rem)}.sa-factors__heading>p:not(.eyebrow){color:#63738a;margin-top:1.2rem}.sa-factor-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.sa-factor-grid article{background:#f8faff;border:1px solid #dce6f1;border-radius:.45rem;min-height:220px;padding:1.5rem}.sa-factor-grid span{color:#075bdd;font-size:.68rem;font-weight:950}.sa-factor-grid h3{color:#071a3b;margin-top:1.5rem;font-size:1.18rem}.sa-factor-grid p{color:#63738a;margin-top:.75rem;font-size:.88rem;line-height:1.6}.sa-featured{background:#f8faff}.sa-featured__grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.sa-featured__grid>a{color:var(--ink);background:#fff;border:1px solid #dce6f1;border-radius:.45rem;flex-direction:column;min-height:270px;padding:1.5rem;text-decoration:none;transition:border-color .2s,box-shadow .2s,transform .2s;display:flex}.sa-featured__grid>a:hover{border-color:#075bdd;transform:translateY(-3px);box-shadow:0 10px 24px #075bdd17}.sa-featured__grid>a>span{color:#075bdd;font-size:.68rem;font-weight:950}.sa-featured__type{color:#075bdd;letter-spacing:.1em;text-transform:uppercase;margin-top:1rem;font-size:.65rem;font-weight:900}.sa-featured__grid h3{color:#071a3b;margin-top:.45rem;font-size:1.45rem}.sa-featured__grid p:not(.sa-featured__type){color:#63738a;margin-top:.75rem;font-size:.88rem;line-height:1.6}.sa-featured__grid strong{color:#075bdd;justify-content:space-between;align-items:center;margin-top:auto;padding-top:1rem;font-size:.82rem;display:flex}.sa-related{color:#fff;background:linear-gradient(120deg,#075bdd,#0648b3);padding:clamp(4rem,6vw,5.5rem) 0}.sa-related__layout{grid-template-columns:minmax(260px,.65fr) minmax(0,1.35fr);align-items:start;gap:clamp(2.5rem,6vw,5rem);display:grid}.sa-related .eyebrow{color:#d7e6ff}.sa-related h2{color:#fff;max-width:11ch;font-size:clamp(2rem,3.5vw,3.1rem)}.sa-related__links{border-top:1px solid #ffffff40}.sa-related__links>a{color:#fff;border-bottom:1px solid #ffffff38;grid-template-columns:1fr auto;align-items:center;gap:1rem;min-height:82px;padding:1rem;text-decoration:none;display:grid}.sa-related__links>a:hover{background:#ffffff14}.sa-related__links strong,.sa-related__links small{display:block}.sa-related__links small{color:#d6e4fb;margin-top:.25rem;font-size:.78rem;line-height:1.45}.sa-related__links>a>b{font-size:1.15rem}.sa-faq{background:#fff}.sa-faq__layout{grid-template-columns:minmax(260px,.65fr) minmax(0,1.35fr);gap:clamp(2.5rem,6vw,5rem);display:grid}.sa-faq__heading{align-self:start;position:sticky;top:2rem}.sa-faq__heading h2{color:#071a3b;max-width:12ch;font-size:clamp(2rem,3.5vw,3.1rem)}.sa-faq__heading>p:not(.eyebrow){color:#63738a;margin-top:1rem}.sa-faq__list{border:1px solid #dce6f1;border-radius:.45rem;overflow:hidden}.sa-faq__list details{border-bottom:1px solid #dce6f1}.sa-faq__list details:last-child{border-bottom:0}.sa-faq__list summary{color:#071a3b;cursor:pointer;grid-template-columns:auto 1fr auto;align-items:center;gap:.9rem;min-height:66px;padding:.85rem 1rem;font-size:.94rem;font-weight:800;list-style:none;display:grid}.sa-faq__list summary::-webkit-details-marker{display:none}.sa-faq__list summary:after{color:#075bdd;content:"+";font-size:1.25rem}.sa-faq__list details[open] summary:after{content:"−"}.sa-faq__list summary span{color:#075bdd;font-size:.65rem;font-weight:950}.sa-faq__list details>p{color:#63738a;margin:0;padding:0 1.5rem 1.35rem 2.8rem;font-size:.9rem;line-height:1.7}.sa-sources{background:#f8faff;border-top:1px solid #dce6f1;padding:1.5rem 0}.sa-sources summary{color:#17385f;cursor:pointer;min-height:44px;padding:.65rem 0;font-size:.86rem;font-weight:800}.sa-sources__content{color:#66758a;max-width:960px;padding:.75rem 0 1rem;font-size:.8rem}.sa-sources__content ul{columns:2;gap:2rem;margin:.85rem 0 0;padding-left:1.2rem}.sa-sources__content li{break-inside:avoid;margin:.5rem 0}.sa-sources__content a{color:#075bdd}.sa-final-cta{background:#eef5ff;padding:clamp(3rem,5vw,4.5rem) 0}.sa-final-cta__layout{border:1px solid #bdd3f2;border-radius:.55rem;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:2rem;padding:clamp(1.5rem,4vw,2.5rem);display:grid}.sa-final-cta .eyebrow{color:#075bdd}.sa-final-cta h2{color:#071a3b;max-width:19ch;font-size:clamp(1.8rem,3vw,2.7rem)}.sa-final-cta p:not(.eyebrow){color:#63738a;max-width:62ch;margin-top:.85rem}.sa-final-cta__layout>div:last-child{flex-wrap:wrap;justify-content:flex-end;gap:.7rem;display:flex}.sa-final-cta .button--coral{color:#fff;background:#075bdd;border-color:#075bdd}.sa-final-cta .button--line-light{color:#0a3d87;border-color:#9eb9df}.hiw-hero{background:linear-gradient(145deg,#f5f9ff,#fff 62%);border-bottom:1px solid #dce6f1;padding:2rem 0 0}.hiw-breadcrumb{color:#6a7990;gap:.6rem;margin-bottom:2rem;font-size:.76rem;display:flex}.hiw-breadcrumb a{color:#075bdd;text-decoration:none}.hiw-hero__grid{grid-template-columns:minmax(0,1.12fr) minmax(390px,.88fr);align-items:center;gap:clamp(2.5rem,6vw,5rem);padding-bottom:2.25rem;display:grid}.hiw-hero h1{color:#071a3b;letter-spacing:-.05em;max-width:12ch;font-size:clamp(3rem,5.2vw,5.15rem);line-height:.98}.hiw-hero__lede{color:#485b76;max-width:59ch;margin-top:1.3rem;font-size:clamp(1.02rem,1.45vw,1.15rem);line-height:1.7}.hiw-hero__actions{flex-wrap:wrap;gap:.75rem;margin-top:1.7rem;display:flex}.hiw-button--outline{color:#0a3d87;border:1px solid #a9c0df}.hiw-hero__media{background:#fff;border:1px solid #d8e3ef;border-radius:.55rem;margin:0;overflow:hidden;box-shadow:0 18px 40px #0d30581f}.hiw-hero__media img{object-fit:cover;width:100%;height:clamp(300px,28vw,390px);display:block}.hiw-hero__media figcaption{color:#66758a;padding:.85rem 1rem;font-size:.76rem;line-height:1.5}.hiw-standards{border-top:1px solid #dce6f1;grid-template-columns:repeat(4,minmax(0,1fr));display:grid}.hiw-standards article{border-right:1px solid #dce6f1;grid-template-columns:auto 1fr;align-items:center;gap:.7rem;min-height:88px;padding:1rem;display:grid}.hiw-standards article:last-child{border-right:0}.hiw-standards article>span{color:#075bdd;border:2px solid #075bdd;border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;font-size:.85rem;font-weight:900;display:flex}.hiw-standards strong,.hiw-standards small{display:block}.hiw-standards strong{color:#071a3b;font-size:.82rem}.hiw-standards small{color:#6b7a8f;margin-top:.2rem;font-size:.68rem;line-height:1.45}.hiw-process,.hiw-fields,.hiw-faq{padding:clamp(4.25rem,7vw,6.5rem) 0}.hiw-section-heading{text-align:center;max-width:820px;margin:0 auto clamp(2.25rem,4vw,3.5rem)}.hiw-section-heading h2{color:#071a3b;letter-spacing:-.04em;font-size:clamp(2.1rem,3.7vw,3.5rem)}.hiw-section-heading>p:last-child{color:#63738a;max-width:62ch;margin:.75rem auto 0;line-height:1.65}.hiw-process{background:#fff}.hiw-process__grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;display:grid}.hiw-process__grid article{text-align:center;background:#fff;border:1px solid #dbe5f0;border-radius:.5rem;min-height:290px;padding:1.65rem;position:relative}.hiw-process__number{color:#fff;background:#075bdd;border-radius:50%;justify-content:center;align-items:center;width:24px;height:24px;font-size:.68rem;font-weight:900;display:flex;position:absolute;top:1rem;left:1rem}.hiw-process__grid article>b{color:#075bdd;margin-top:1.4rem;font-size:2.8rem;font-weight:500;display:block}.hiw-process__grid h3{color:#071a3b;margin-top:1rem;font-size:1.2rem}.hiw-process__grid p{color:#66758a;margin-top:.75rem;font-size:.86rem;line-height:1.6}.hiw-example{background:#f7faff;padding:0 0 clamp(4.25rem,7vw,6.5rem)}.hiw-example__panel{background:#fff;border:1px solid #dbe5f0;border-radius:.55rem;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);display:grid;overflow:hidden}.hiw-example__method{border-right:1px solid #dbe5f0;padding:clamp(1.75rem,4vw,3rem)}.hiw-example__method h2{color:#071a3b;letter-spacing:-.035em;max-width:13ch;font-size:clamp(1.8rem,3vw,2.7rem)}.hiw-example__method ol{gap:1.25rem;margin:2rem 0 0;padding:0;list-style:none;display:grid}.hiw-example__method li{grid-template-columns:auto 1fr;gap:.85rem;display:grid}.hiw-example__method li>span{color:#075bdd;border:2px solid #075bdd;border-radius:50%;justify-content:center;align-items:center;width:28px;height:28px;font-size:.7rem;font-weight:900;display:flex}.hiw-example__method strong{color:#071a3b;font-size:.9rem}.hiw-example__method li p{color:#66758a;margin-top:.25rem;font-size:.8rem;line-height:1.5}.hiw-record{padding:clamp(1.75rem,4vw,3rem)}.hiw-record__top{justify-content:space-between;align-items:center;gap:1rem;display:flex}.hiw-record__top>div{align-items:center;gap:.85rem;display:flex}.hiw-record__top>div>span{color:#075bdd;background:#e9f2ff;border-radius:50%;justify-content:center;align-items:center;width:52px;height:52px;font-weight:900;display:flex}.hiw-record__top p{color:#075bdd;letter-spacing:.08em;text-transform:uppercase;font-size:.65rem;font-weight:900}.hiw-record__top h2{color:#071a3b;font-size:1.35rem}.hiw-record__top>b{color:#176b3a;text-transform:uppercase;background:#ddf4e7;border-radius:.25rem;padding:.4rem .55rem;font-size:.62rem}.hiw-record dl{border:1px solid #dbe5f0;border-bottom:0;margin:1.5rem 0 0}.hiw-record dl>div{border-bottom:1px solid #dbe5f0;grid-template-columns:minmax(150px,.7fr) minmax(0,1.3fr);display:grid}.hiw-record dt,.hiw-record dd{margin:0;padding:.8rem;font-size:.8rem;line-height:1.5}.hiw-record dt{color:#52647d;background:#f7faff;font-weight:800}.hiw-record dd{color:#17385f}.hiw-record dd a{color:#075bdd;font-weight:800}.hiw-record__unknown{background:#fff8e8;border:1px solid #f1d696;gap:.35rem;margin-top:1rem;padding:.9rem;display:grid}.hiw-record__unknown strong{color:#755100;font-size:.78rem}.hiw-record__unknown span{color:#745f2d;font-size:.72rem;line-height:1.5}.hiw-record>p{color:#718096;margin-top:.9rem;font-size:.68rem;line-height:1.5}.hiw-fields{background:#fff}.hiw-fields__grid{border:1px solid #dbe5f0;border-radius:.55rem;grid-template-columns:repeat(3,minmax(0,1fr));display:grid;overflow:hidden}.hiw-fields__grid article{border-bottom:1px solid #dbe5f0;border-right:1px solid #dbe5f0;min-height:280px;padding:1.6rem}.hiw-fields__grid article:nth-child(3n){border-right:0}.hiw-fields__grid article:nth-last-child(-n+3){border-bottom:0}.hiw-fields__grid article>span{color:#075bdd;font-size:2rem}.hiw-fields__grid h3{color:#071a3b;margin-top:.75rem;font-size:1.05rem}.hiw-fields__grid ul{color:#5f7087;margin:1rem 0 0;padding-left:1.1rem;font-size:.8rem;line-height:1.55}.hiw-fields__grid li{margin:.45rem 0}.hiw-commitment{background:#f7faff;padding:clamp(3.5rem,6vw,5rem) 0}.hiw-commitment h2{color:#071a3b;text-align:center;font-size:clamp(1.8rem,3vw,2.65rem)}.hiw-commitment .shell>div{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:2rem;display:grid}.hiw-commitment article{background:#fff;border:1px solid #dbe5f0;border-radius:.45rem;grid-template-columns:auto 1fr;align-items:center;gap:1rem;min-height:112px;padding:1.25rem;display:grid}.hiw-commitment article>span{color:#075bdd;font-size:2rem}.hiw-commitment strong{color:#071a3b}.hiw-commitment p{color:#66758a;margin-top:.2rem;font-size:.78rem;line-height:1.5}.hiw-faq{background:#fff}.hiw-faq__grid{grid-template-columns:minmax(260px,.65fr) minmax(0,1.35fr);gap:clamp(2.5rem,6vw,5rem);display:grid}.hiw-faq header h2{color:#071a3b;letter-spacing:-.04em;max-width:11ch;font-size:clamp(2rem,3.6vw,3.3rem)}.hiw-faq header>p:last-child{color:#66758a;margin-top:1rem;line-height:1.65}.hiw-faq__grid>div{border:1px solid #dbe5f0;border-radius:.45rem;overflow:hidden}.hiw-faq details{border-bottom:1px solid #dbe5f0}.hiw-faq details:last-child{border-bottom:0}.hiw-faq summary{color:#071a3b;cursor:pointer;justify-content:space-between;align-items:center;min-height:66px;padding:.85rem 1rem;font-size:.92rem;font-weight:800;list-style:none;display:flex}.hiw-faq summary::-webkit-details-marker{display:none}.hiw-faq summary span{color:#075bdd;font-size:1.2rem}.hiw-faq details[open] summary span{transform:rotate(45deg)}.hiw-faq details p{color:#66758a;margin:0;padding:0 1rem 1.2rem;font-size:.86rem;line-height:1.65}.hiw-cta{color:#fff;background:linear-gradient(120deg,#075bdd,#043b99)}.hiw-cta__inner{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:2rem;padding-block:2.25rem;display:grid}.hiw-cta p{color:#cfe0ff;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.hiw-cta h2{color:#fff;max-width:24ch;font-size:clamp(1.65rem,2.8vw,2.55rem)}.hiw-cta__inner>div:last-child{gap:.7rem;display:flex}.hiw-button--light{color:#fff;border:1px solid #fff9}}@layer utilities{@media (width<=1090px){.brand-hero__grid{grid-template-columns:1fr}.recommendation-standard,.brand-guide-logo{max-width:760px}.brand-guide-logo img{height:180px}.brand-section-heading{grid-template-columns:1fr}.brand-section-heading .eyebrow{grid-column:auto}.brand-guide-aside{grid-template-rows:auto;grid-template-columns:repeat(2,minmax(0,1fr));height:auto;overflow:visible}.brand-guide-current{grid-column:1/-1}.brand-guide-rail-scroll{overflow:visible}}@media (width<=720px){.brand-hero{padding:4rem 0}.brand-hero__actions{flex-direction:column;align-items:stretch}.brand-card-grid{grid-template-columns:1fr}.brand-card{grid-template-rows:155px 1fr}.brand-card__logo img{max-height:95px}.brand-fact-strip__grid{grid-template-columns:1fr}.brand-fact-strip__grid>div{border-bottom:1px solid #ffffff3d;border-right:0;padding-inline:0}.brand-fact-strip__grid>div:last-child{border-bottom:0}.brand-disclosure .shell,.brand-guide-aside{grid-template-columns:1fr}.brand-guide-current{grid-column:auto}}@media (width<=1090px){.brand-hub-nav__grid,.brand-treatment-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.brand-editorial__layout{grid-template-columns:1fr}.brand-editorial__aside{grid-template-rows:auto;grid-template-columns:repeat(2,minmax(0,1fr));height:auto;position:static;overflow:visible}.brand-editorial__aside .brand-related{grid-column:1/-1}.brand-toc{max-height:none}.brand-related-pages__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=760px){.brand-hub-nav__grid,.brand-context-panel,.brand-treatment-grid,.brand-principles,.brand-decision-framework,.brand-editorial__aside,.brand-related-pages__grid,.brand-faq__layout,.brand-sources__layout,.brand-consultation-strip__layout,.brand-prefaq-cta__layout{grid-template-columns:1fr}.brand-hub-nav a{min-height:175px}.brand-hero{padding:5rem 0}.brand-prefaq-cta .button{width:100%}.brand-consultation-strip__layout>div:last-child{min-width:0}.brand-context-panel{gap:1.5rem}.brand-context-panel h3{max-width:none}.brand-editorial-section{padding:1.5rem}.brand-editorial-section__heading{grid-template-columns:1fr}.brand-editorial-section__heading>span{padding-top:0}.brand-related-pages__grid article{min-height:230px}.brand-faq__layout>div:first-child{position:static}.brand-faq__list summary{grid-template-columns:34px 1fr 20px;min-height:96px}.brand-faq__list details>div{padding-left:0;padding-right:0}.brand-sources__content ul{columns:1}.brand-sources__content{grid-template-columns:1fr}}}.brand-system-hero{background:linear-gradient(125deg,#f7fbff 0%,#fff 68%);border-bottom:1px solid #d9e5ef}.brand-system-hero__grid{grid-template-columns:minmax(0,1.1fr) minmax(230px,.48fr) minmax(320px,.72fr);align-items:center;gap:clamp(1.4rem,3vw,2.5rem);padding:clamp(2.2rem,4.8vw,4.8rem) 0;display:grid}.brand-system-hero h1{color:#071c43;letter-spacing:-.06em;max-width:13ch;font-size:clamp(2.75rem,5vw,4.85rem);line-height:1}.brand-system-hero__lede{color:#405673;max-width:62ch;margin:1.15rem 0 0;font-size:clamp(1rem,1.35vw,1.16rem);line-height:1.62}.brand-system-hero__actions{flex-wrap:wrap;align-items:center;gap:1rem;margin-top:1.6rem;display:flex}.brand-standard-card{background:#f2f7ff;border:1px solid #d8e4f2;border-radius:.55rem;padding:1.2rem}.brand-standard-card>p{color:#102a50;margin:0 0 .8rem;font-size:.8rem;font-weight:900}.brand-standard-card ul{gap:.55rem;margin:0;padding:0;list-style:none;display:grid}.brand-standard-card li{color:#405976;padding-left:1.2rem;font-size:.72rem;line-height:1.4;position:relative}.brand-standard-card li:before{color:#075bd8;content:"✓";font-weight:900;position:absolute;left:0}.brand-logo-board{background:#fff;border:1px solid #d8e3ed;border-radius:.6rem;padding:1rem;box-shadow:0 18px 48px #0b2a521a}.brand-logo-board>p{color:#102a50;text-align:center;margin:0 0 .7rem;font-size:.8rem;font-weight:900}.brand-logo-board>div{grid-template-columns:repeat(2,1fr);gap:.5rem;display:grid}.brand-logo-board a{background:#f6f9fc;border:1px solid #e0e7ef;justify-content:center;align-items:center;min-height:88px;padding:.8rem;display:flex}.brand-logo-board img{object-fit:contain;width:100%;max-height:48px}.brand-logo-board small{color:#66778c;text-align:center;margin-top:.7rem;font-size:.62rem;line-height:1.4;display:block}.brand-hub-nav{background:#fff;border-bottom:1px solid #d9e5ef;padding:0!important}.brand-hub-nav__grid{grid-template-columns:repeat(4,1fr)!important}.brand-hub-nav a{min-height:150px;box-shadow:none!important;background:#fff!important;border:0!important;border-left:1px solid #d9e5ef!important;padding:1.2rem!important}.brand-hub-nav a:last-child{border-right:1px solid #d9e5ef!important}.brand-hub-nav a>span{color:#075bd8!important}.brand-hub-nav a>strong{color:#102a50!important}.brand-hub-nav a>p{color:#5a6d83!important}.brand-hub-nav a>b{color:#075bd8!important}.brand-hub-nav a:hover{background:#f3f7fc!important;transform:none!important}.brand-comparison{background:#fff!important;padding:clamp(3.5rem,6vw,5.8rem) 0!important}.brand-section-heading h2{color:#081f47;letter-spacing:-.05em;font-size:clamp(2rem,4vw,3.4rem)}.brand-section-heading .eyebrow,.brand-editorial-section__heading+.eyebrow{color:#075bd8}.brand-comparison__content .table-scroll{box-shadow:none!important;border-color:#d6e1ec!important}.brand-comparison__content thead th{color:#fff!important;background:#082b63!important}.brand-comparison__content tbody th{color:#18365e!important;background:#f6f9fc!important}.brand-comparison__content td{color:#405873!important}.brand-comparison__content .text-link{color:#075bd8!important}.brand-consultation-strip{border-block:1px solid #d4e2ef;color:#102a50!important;background:#eef5fd!important}.brand-consultation-strip h2{color:#102a50!important}.brand-consultation-strip p:not(.systems-kicker){color:#5a6d83!important}.brand-consultation-strip__layout>div:last-child{align-items:flex-start!important}.brand-shortlist{background:#f5f8fb!important}.brand-card{border-radius:.45rem;border-color:#d5e1ec!important;box-shadow:0 8px 28px #0c2b4f0e!important}.brand-card__logo{background:#fff!important;border-color:#dce5ee!important}.brand-card__kicker{color:#075bd8!important}.brand-card h3{color:#102a50!important}.brand-tags li{color:#173b69!important;background:#eef5fd!important;border-color:#d3e1ee!important}.brand-card__action{color:#075bd8!important}.brand-context-panel{background:#fff!important;border-color:#d5e1ec!important}.brand-prefaq-cta{background:#082b63!important}.brand-prefaq-cta .button{color:#075bd8;background:#fff}.brand-prefaq-cta .button:hover{background:#eef5fd}@media (width<=1100px){.brand-system-hero__grid{grid-template-columns:1fr .65fr}.brand-logo-board{grid-column:1/-1;max-width:760px}.brand-hub-nav__grid{grid-template-columns:repeat(2,1fr)!important}.brand-hub-nav a:nth-child(3){border-top:1px solid #d9e5ef!important}}@media (width<=760px){.brand-system-hero__grid{grid-template-columns:1fr}.brand-logo-board{grid-column:auto}.brand-hub-nav__grid{grid-template-columns:1fr!important}.brand-hub-nav a{border-top:1px solid #d9e5ef!important;border-right:1px solid #d9e5ef!important}.brand-system-hero__actions{align-items:stretch;display:grid}.brand-system-hero__actions .button{width:100%}.brand-card-grid{grid-template-columns:1fr!important}}.brand-detail-hero{background:linear-gradient(125deg,#f7fbff 0%,#fff 70%);border-bottom:1px solid #d9e5ef}.brand-detail-hero__grid{grid-template-columns:minmax(0,1.18fr) minmax(240px,.5fr) minmax(300px,.65fr);align-items:center;gap:clamp(1.4rem,3vw,2.5rem);padding:clamp(2.2rem,4.8vw,4.8rem) 0;display:grid}.brand-detail-hero h1{color:#071c43;letter-spacing:-.06em;max-width:14ch;font-size:clamp(2.65rem,4.7vw,4.55rem);line-height:1}.brand-detail-hero__lede{color:#405673;max-width:62ch;margin:1.15rem 0 0;font-size:clamp(1rem,1.35vw,1.16rem);line-height:1.62}.brand-detail-hero__actions{flex-wrap:wrap;align-items:center;gap:1rem;margin-top:1.6rem;display:flex}.brand-detail-standard{background:#f2f7ff;border:1px solid #d8e4f2;border-radius:.55rem;padding:1.2rem}.brand-detail-standard>p{color:#075bd8;letter-spacing:.09em;text-transform:uppercase;margin:0 0 .55rem;font-size:.68rem;font-weight:900}.brand-detail-standard>strong{color:#102a50;font-size:.9rem;line-height:1.4;display:block}.brand-detail-standard ul{border-top:1px solid #d7e3ef;gap:.5rem;margin:.8rem 0 0;padding:.8rem 0 0;list-style:none;display:grid}.brand-detail-standard li{color:#405976;padding-left:1.2rem;font-size:.68rem;position:relative}.brand-detail-standard li:before{color:#075bd8;content:"✓";font-weight:900;position:absolute;left:0}.brand-detail-logo{background:#fff;border:1px solid #d8e3ed;border-radius:.6rem;margin:0;padding:1rem;box-shadow:0 18px 48px #0b2a521a}.brand-detail-logo>span{color:#075bd8;letter-spacing:.1em;text-align:center;text-transform:uppercase;margin-bottom:.65rem;font-size:.64rem;font-weight:900;display:block}.brand-detail-logo img{object-fit:contain;background:#f7f9fc;width:100%;height:150px;padding:1.5rem}.brand-detail-logo figcaption{color:#66778c;text-align:center;padding:.65rem .25rem 0;font-size:.62rem;line-height:1.4}.brand-detail-facts{background:#fff;border-bottom:1px solid #dce6ef}.brand-detail-facts>div{grid-template-columns:repeat(4,1fr);display:grid}.brand-detail-facts>div>div{border-right:1px solid #dce6ef;gap:.3rem;min-height:100px;padding:1rem;display:grid}.brand-detail-facts>div>div:first-child{border-left:1px solid #dce6ef}.brand-detail-facts span{color:#607289;text-transform:uppercase;font-size:.64rem;font-weight:800}.brand-detail-facts strong{color:#102a51;font-size:.76rem;line-height:1.35}.brand-detail-layout{grid-template-columns:minmax(0,2.4fr) minmax(270px,.8fr);align-items:start;gap:clamp(1.5rem,3vw,2.8rem);padding-block:clamp(3.5rem,6vw,6rem);display:grid}.brand-detail-layout .brand-prose{min-width:0}.brand-detail-layout .brand-prose>p:first-child{color:#17375b;background:#eef6ff;border-left:4px solid #075bd8;padding:1.1rem 1.2rem;font-size:1rem;line-height:1.65}.brand-detail-layout .brand-prose h2{color:#09234a;letter-spacing:-.035em;border-top:1px solid #dfe7ef;margin:2.7rem 0 .85rem;padding-top:2.1rem;font-size:clamp(1.55rem,2.4vw,2.15rem);line-height:1.15}.brand-detail-layout .brand-prose h2:first-of-type{border-top:0;margin-top:2rem;padding-top:0}.brand-detail-layout .brand-prose p,.brand-detail-layout .brand-prose li{color:#3f5870;font-size:.93rem;line-height:1.72}.brand-detail-layout .brand-prose a{color:#075bd8;font-weight:750}.brand-detail-layout .brand-guide-aside{gap:1rem;display:grid;position:sticky;top:1rem}.brand-detail-layout .aside-card,.brand-detail-layout .brand-related,.brand-detail-layout .brand-guide-comparisons{border-radius:.45rem;padding:1rem;box-shadow:0 8px 26px #0c2b4f0b;border-color:#d8e3ed!important}.brand-detail-layout .brand-guide-current{background:#eef6ff;border-top:1px solid #d8e3ed}.brand-detail-layout .brand-toc a,.brand-detail-layout .brand-related a,.brand-detail-layout .brand-guide-comparisons a{color:#075bd8}.brand-detail-layout .brand-aside-card{color:#fff;background:linear-gradient(155deg,#082b63,#075bd8);border:0}.brand-detail-layout .brand-aside-card .eyebrow{color:#add3ff}.brand-detail-layout .brand-aside-card p:not(.eyebrow){color:#d9eaff;font-size:.72rem}.brand-detail-layout .brand-aside-card .button{color:#075bd8;background:#fff}.brand-detail-layout .brand-aside-card .button:hover{background:#eef5fd}.brand-disclosure{background:#eef5fd!important;border-color:#cbddec!important}.brand-disclosure strong,.brand-disclosure p{color:#274766!important}@media (width<=1050px){.brand-detail-hero__grid{grid-template-columns:1fr .65fr}.brand-detail-logo{grid-column:1/-1;max-width:720px}.brand-detail-layout{grid-template-columns:1fr}.brand-detail-layout .brand-guide-aside{grid-template-columns:1fr 1fr;position:static}}@media (width<=760px){.brand-detail-hero__grid{grid-template-columns:1fr}.brand-detail-logo{grid-column:auto}.brand-detail-facts>div{grid-template-columns:repeat(2,1fr)}.brand-detail-facts>div>div:nth-child(3){border-top:1px solid #dce6ef;border-left:1px solid #dce6ef}.brand-detail-facts>div>div:nth-child(4){border-top:1px solid #dce6ef}.brand-detail-hero__actions{align-items:stretch;display:grid}.brand-detail-hero__actions .button{width:100%}.brand-detail-layout .brand-guide-aside{grid-template-columns:1fr}}@media (width<=520px){.brand-detail-facts>div{grid-template-columns:1fr}.brand-detail-facts>div>div{border-top:1px solid #dce6ef;border-left:1px solid #dce6ef}.brand-detail-facts>div>div:first-child{border-top:0}}.brand-detail-layout .brand-guide-comparisons{background:#fff}.brand-detail-layout .brand-guide-comparisons>strong{color:#48627c}.brand-detail-layout .brand-guide-comparisons a{border-color:#d8e3ed}@media (width<=1080px){@layer pages{.sa-hero__grid{grid-template-columns:1fr}.sa-hero__copy{max-width:780px}.sa-map{width:100%;max-width:700px;margin-inline:auto}.sa-trust__grid{grid-template-columns:repeat(2,minmax(0,1fr))}.sa-trust__grid span:nth-child(2){border-right:0}.sa-trust__grid span:nth-child(-n+2){border-bottom:1px solid #e1e9f2}.sa-city-grid,.sa-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}}@media (width<=860px){@layer pages{.sa-section-heading,.sa-regions__layout,.sa-factors__layout,.sa-related__layout,.sa-faq__layout,.sa-final-cta__layout{grid-template-columns:1fr}.sa-regions__intro,.sa-faq__heading{position:static}.sa-featured__grid{grid-template-columns:1fr}.sa-featured__grid>a{min-height:230px}.sa-final-cta__layout>div:last-child{justify-content:flex-start}}}@media (width<=680px){@layer pages{.sa-hero{padding-top:2rem}.sa-hero h1{font-size:clamp(2.6rem,13vw,3.7rem)}.sa-hero__actions,.sa-final-cta__layout>div:last-child{flex-direction:column;align-items:stretch}.sa-hero__actions .button,.sa-final-cta .button{width:100%}.sa-map{padding:.7rem}.sa-map figcaption{display:grid}.sa-map figcaption strong{text-align:left}.sa-map__city text{font-size:13px}.sa-trust__grid,.sa-city-grid,.sa-service-grid,.sa-factor-grid{grid-template-columns:1fr}.sa-trust__grid span{border-bottom:1px solid #e1e9f2;border-right:0}.sa-trust__grid span:last-child{border-bottom:0}.sa-city-card{min-height:250px}.sa-region-list article,.sa-region-list__links{grid-template-columns:1fr}.sa-region-list__links>span small{text-align:right;max-width:8ch}.sa-sources__content ul{columns:1}}}.cc-section{background:#f4f8fc;border-top:1px solid #d8e4ee;border-bottom:1px solid #d8e4ee;padding:clamp(3rem,6vw,5rem) 0}.cc-heading{grid-template-columns:minmax(0,1.45fr) minmax(260px,.55fr);align-items:end;gap:2rem;margin-bottom:1.5rem;display:grid}.cc-kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .65rem;font-size:.75rem;font-weight:900}.cc-heading h2{color:#071c43;letter-spacing:-.05em;margin:.2rem 0 .8rem;font-size:clamp(2rem,4vw,3.35rem);line-height:1.04}.cc-heading>div>p:last-child{color:#52677e;max-width:72ch;line-height:1.65}.cc-heading__boundary{background:#082a61;border-radius:.55rem;gap:.4rem;padding:1.1rem;display:grid}.cc-heading__boundary strong{color:#fff;font-size:.9rem}.cc-heading__boundary span{color:#d9eaff;font-size:.76rem;line-height:1.5}.cc-grid{grid-template-columns:minmax(0,1.55fr) minmax(300px,.75fr);align-items:start;gap:1rem;display:grid}.cc-form,.cc-result{background:#fff;border:1px solid #d8e3ed;border-radius:.6rem;padding:clamp(1.15rem,2.5vw,1.8rem);box-shadow:0 10px 30px #0f30560d}.cc-form fieldset{border:0;border-bottom:1px solid #dce5ee;margin:0;padding:0 0 1.5rem}.cc-form fieldset+fieldset{padding-top:1.5rem}.cc-form legend{color:#0a244b;align-items:center;gap:.6rem;margin-bottom:.9rem;padding:0;font-size:1rem;font-weight:850;display:flex}.cc-form legend>span{color:#fff;background:#082a61;border-radius:50%;justify-content:center;align-items:center;width:26px;height:26px;font-size:.7rem;display:inline-flex}.cc-form>fieldset>label{color:#183859;gap:.35rem;font-size:.78rem;font-weight:800;display:grid}.cc-form select{color:#0a244b;font:inherit;background:#f8fbfe;border:1px solid #abc0d2;border-radius:.35rem;width:100%;min-height:44px;padding:.55rem .65rem}.cc-form select:focus{border-color:#075bd8;outline:3px solid #075bd826}.cc-options{grid-template-columns:repeat(2,minmax(0,1fr));gap:.65rem;display:grid}.cc-options label{cursor:pointer}.cc-options input{opacity:0;width:1px;height:1px;position:absolute}.cc-options label>span{background:#f8fbfe;border:1px solid #d8e3ed;border-radius:.4rem;gap:.25rem;height:100%;padding:.8rem;display:grid}.cc-options input:checked+span{background:#eef6ff;border:2px solid #075bd8;padding:calc(.8rem - 1px)}.cc-options input:focus-visible+span{outline-offset:2px;outline:3px solid #075bd833}.cc-options b{color:#12325c;font-size:.78rem}.cc-options small{color:#61758b;font-size:.68rem;line-height:1.4}.cc-evidence{grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem;display:grid}.cc-evidence label{color:#314c68;gap:.35rem;font-size:.72rem;font-weight:780;display:grid}.cc-actions,.cc-result__actions{flex-wrap:wrap;align-items:center;gap:.65rem;margin-top:1.25rem;display:flex}.cc-error{color:#782b20;background:#fff1ee;border-left:4px solid #b84231;margin-top:1rem;padding:.8rem}.cc-result{position:sticky;top:1rem}.cc-result__empty{gap:.55rem;padding:.5rem;display:grid}.cc-result__empty>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.cc-result__empty strong{color:#0a244b;font-size:1.35rem;line-height:1.2}.cc-result__empty p{color:#52677e;font-size:.8rem;line-height:1.55}.cc-result header{color:#fff;background:linear-gradient(145deg,#082a61,#075bd8);border-radius:.45rem;padding:1rem}.cc-result header>span{color:#08623a;background:#d9f7e8;border-radius:999px;padding:.4rem .6rem;font-size:.68rem;font-weight:900;display:inline-flex}.cc-result header p{color:#d9eaff;letter-spacing:.05em;text-transform:uppercase;margin:.65rem 0 .25rem;font-size:.7rem;font-weight:800}.cc-result header h3{color:#fff;margin:0;font-size:1.35rem;line-height:1.2}.cc-result[data-tone=blocked] header{background:linear-gradient(145deg,#661f28,#b23b49)}.cc-result[data-tone=review] header{background:linear-gradient(145deg,#5b410e,#9b6b12)}.cc-result__scope,.cc-result__boundary,.cc-result__issues{border-bottom:1px solid #dce5ee;padding:1rem 0}.cc-result__scope strong,.cc-result__boundary strong,.cc-result__issues>strong{color:#12325c;font-size:.76rem}.cc-result__scope p,.cc-result__boundary p{color:#52677e;margin:.35rem 0 0;font-size:.74rem;line-height:1.5}.cc-result__boundary{background:#fff8e8;border-left:3px solid #ad7111;margin-top:.8rem;padding:.8rem}.cc-result__issues ul{gap:.45rem;margin:.6rem 0 0;padding-left:1.1rem;display:grid}.cc-result__issues li{color:#52677e;font-size:.72rem;line-height:1.45}.cc-result nav{gap:.5rem;padding-top:1rem;display:grid}.cc-result nav a{color:#075bd8;border:1px solid #d8e3ed;border-radius:.35rem;justify-content:space-between;align-items:center;padding:.65rem .75rem;font-size:.73rem;font-weight:850;text-decoration:none;display:flex}.cc-result__actions span{color:#08623a;font-size:.72rem;font-weight:800}.cc-disclosure{color:#52677e;margin:1rem 0 0;font-size:.75rem;line-height:1.55}.cc-section [hidden]{display:none!important}@media (width<=900px){.cc-heading,.cc-grid{grid-template-columns:1fr}.cc-result{position:static}}@media (width<=620px){.cc-options,.cc-evidence{grid-template-columns:1fr}.cc-actions .button,.cc-result__actions .button{width:100%}}.ctm-section{background:#f4f8fc;border-top:1px solid #d8e4ee;border-bottom:1px solid #d8e4ee;padding:clamp(3rem,6vw,5rem) 0}.ctm-heading{grid-template-columns:minmax(0,1.45fr) minmax(260px,.55fr);align-items:end;gap:2rem;margin-bottom:1.5rem;display:grid}.ctm-kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .65rem;font-size:.75rem;font-weight:900}.ctm-heading h2{color:#071c43;letter-spacing:-.05em;margin:.2rem 0 .8rem;font-size:clamp(2rem,4vw,3.35rem);line-height:1.04}.ctm-heading>div>p:last-child{color:#52677e;max-width:76ch;line-height:1.65}.ctm-heading aside{background:#082a61;border-radius:.55rem;gap:.4rem;padding:1.1rem;display:grid}.ctm-heading aside strong{color:#fff;font-size:.9rem}.ctm-heading aside span{color:#d9eaff;font-size:.76rem;line-height:1.5}.ctm-filters{background:#fff;border:1px solid #d8e3ed;border-radius:.55rem;grid-template-columns:1fr 1fr 1.15fr auto;align-items:end;gap:.8rem;padding:1rem;display:grid}.ctm-filters label{color:#183859;gap:.35rem;font-size:.72rem;font-weight:850;display:grid}.ctm-filters select,.ctm-filters input{color:#0a244b;font:inherit;background:#f8fbfe;border:1px solid #abc0d2;border-radius:.35rem;width:100%;min-height:43px;padding:.55rem .65rem}.ctm-filters select:focus,.ctm-filters input:focus{border-color:#075bd8;outline:3px solid #075bd826}.ctm-filters>div{align-items:end;gap:.25rem;min-width:120px;display:grid}.ctm-filters>div strong{color:#075bd8;font-size:.73rem}.ctm-clear{color:#52677e;cursor:pointer;text-align:left;background:0 0;border:0;padding:0;font-size:.68rem;font-weight:800;text-decoration:underline}.ctm-table-wrap{background:#fff;border:1px solid #d8e3ed;border-radius:.55rem;margin-top:1rem;overflow-x:auto;box-shadow:0 10px 30px #0f30560a}.ctm-table-wrap table{border-collapse:collapse;width:100%;min-width:940px;font-size:.75rem;line-height:1.45}.ctm-table-wrap th,.ctm-table-wrap td{vertical-align:top;border-bottom:1px solid #dce5ee;padding:.85rem}.ctm-table-wrap thead th{color:#fff;letter-spacing:.06em;text-align:left;text-transform:uppercase;background:#082a61;font-size:.65rem}.ctm-table-wrap tbody tr:last-child>*{border-bottom:0}.ctm-table-wrap tbody th{color:#12325c;text-align:left;background:#f8fbfe;width:18%}.ctm-table-wrap tbody th strong{display:block}.ctm-table-wrap tbody th span{color:#075bd8;margin-top:.35rem;font-size:.63rem;font-weight:850;display:block}.ctm-table-wrap td{color:#50667d}.ctm-table-wrap td:nth-child(2){width:26%}.ctm-table-wrap td:nth-child(3){width:31%}.ctm-table-wrap td:nth-child(4){background:#fffaf0;width:25%}.ctm-table-wrap td p{margin:0}.ctm-table-wrap td a{color:#075bd8;margin-top:.45rem;font-size:.68rem;font-weight:850;text-decoration:none;display:inline-block}.ctm-empty{background:#fff8e8;border-left:4px solid #ad7111;margin-top:1rem;padding:1rem}.ctm-empty strong{color:#6c4a10}.ctm-empty p{color:#72571f;margin:.35rem 0 0;font-size:.78rem}.ctm-footer{grid-template-columns:1fr auto auto;align-items:center;gap:1rem;margin-top:1rem;display:grid}.ctm-footer p{color:#52677e;margin:0;font-size:.74rem;line-height:1.5}.ctm-footer span{color:#08623a;font-size:.72rem;font-weight:800}.ctm-section [hidden]{display:none!important}@media (width<=900px){.ctm-heading{grid-template-columns:1fr}.ctm-filters{grid-template-columns:1fr 1fr}.ctm-footer{grid-template-columns:1fr}.ctm-footer .button{justify-self:start}}@media (width<=620px){.ctm-filters{grid-template-columns:1fr}.ctm-table-wrap{box-shadow:none;background:0 0;border:0;overflow:visible}.ctm-table-wrap table,.ctm-table-wrap tbody{min-width:0;display:block}.ctm-table-wrap thead{display:none}.ctm-table-wrap tr{background:#fff;border:1px solid #d8e3ed;border-radius:.5rem;margin-bottom:.8rem;display:block;overflow:hidden}.ctm-table-wrap tbody th,.ctm-table-wrap td{display:block;width:auto!important}.ctm-table-wrap td{padding-left:1rem}.ctm-table-wrap td:before{color:#075bd8;content:attr(data-label);letter-spacing:.07em;text-transform:uppercase;margin-bottom:.35rem;font-size:.63rem;font-weight:900;display:block}.ctm-footer .button{width:100%}}.guide-hero{background:linear-gradient(135deg,#f7fbff 0%,#fff 66%);border-bottom:1px solid #dbe6f0;padding:1.1rem 0 0}.guide-breadcrumbs{color:#5a6c85;flex-wrap:wrap;align-items:center;gap:.55rem;min-height:40px;font-size:.82rem;font-weight:720;display:flex}.guide-breadcrumbs a{color:#125bd6;text-decoration:none}.guide-hero__grid{grid-template-columns:minmax(0,1.12fr) minmax(360px,.88fr);align-items:center;gap:clamp(2.5rem,5vw,5.5rem);padding:clamp(2.2rem,4.5vw,4.8rem) 0 2.6rem;display:grid}.guide-kicker,.guide-card__eyebrow,.guide-closing p{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .75rem;font-size:.76rem;font-weight:900}.guide-hero h1{color:#071c43;letter-spacing:-.055em;max-width:13ch;font-size:clamp(2.65rem,4.8vw,4.7rem);line-height:1.02}.guide-hero__lede{color:#3d516d;max-width:62ch;margin:1.25rem 0 0;font-size:clamp(1.05rem,1.45vw,1.22rem);line-height:1.62}.guide-hero__media{background:#fff;border:1px solid #d8e2ec;border-radius:.8rem;margin:0;overflow:hidden;box-shadow:0 18px 48px #0d2b5621}.guide-hero__media img{aspect-ratio:16/10;object-fit:cover;width:100%;height:auto}.guide-hero__media figcaption{color:#586a82;padding:.8rem 1rem;font-size:.78rem;line-height:1.45}.guide-evidence{border-top:1px solid #dbe6f0;grid-template-columns:repeat(4,1fr);display:grid}.guide-evidence>div{border-right:1px solid #dbe6f0;align-items:center;gap:.75rem;min-height:86px;padding:1rem 1.25rem;display:flex}.guide-evidence>div:last-child{border-right:0}.guide-evidence>div>span{color:#075bd8;border:2px solid #1670e8;border-radius:50%;flex:0 0 34px;justify-content:center;align-items:center;height:34px;font-size:.85rem;display:inline-flex}.guide-evidence p{margin:0;line-height:1.25;display:grid}.guide-evidence strong{color:#10274b;font-size:.84rem}.guide-evidence small{color:#64758c;margin-top:.3rem;font-size:.72rem}.guide-layout{grid-template-columns:minmax(175px,.65fr) minmax(0,2.25fr) minmax(250px,.95fr);align-items:start;gap:clamp(1.4rem,2.4vw,2.4rem);padding-block:clamp(3rem,6vw,6rem);display:grid}.guide-toc-column,.guide-rail{gap:1.25rem;display:grid;position:sticky;top:1.2rem}.guide-card{background:#fff;border:1px solid #d8e2ec;border-radius:.55rem;padding:1.2rem;box-shadow:0 8px 28px #0e2c540e}.guide-toc>strong{color:#10274b;margin-bottom:.9rem;font-size:.9rem;display:block}.guide-toc ol{gap:0;margin:0;padding:0;list-style:none;display:grid}.guide-toc li{border-left:2px solid #e1e8f1}.guide-toc a{color:#4d617b;padding:.5rem .25rem .5rem .75rem;font-size:.77rem;font-weight:720;line-height:1.35;text-decoration:none;display:block}.guide-toc a:hover,.guide-toc a:focus-visible{color:#075bd8;border-left:2px solid #0964df;margin-left:-2px}.guide-method-card{background:#eff6ff;gap:.7rem;display:grid}.guide-method-card>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.guide-method-card strong{color:#10274b;font-size:.86rem;line-height:1.4}.guide-method-card a{color:#075bd8;font-size:.76rem;font-weight:850;line-height:1.35}.guide-prose{background:#fff;border:1px solid #e0e7ef;border-radius:.55rem;min-width:0;padding:clamp(1.4rem,3vw,2.6rem);box-shadow:0 12px 34px #0e2c540b}.guide-prose>h1:first-child{display:none}.guide-prose>p:first-child,.guide-prose>h1:first-child+p{color:#173555;background:#eef6ff;border-left:4px solid #0964df;padding:1.1rem 1.2rem;font-size:1.03rem}.guide-prose h2{color:#0a2248;letter-spacing:-.035em;border-top:1px solid #e2e8f0;margin:2.5rem 0 .85rem;padding-top:2rem;scroll-margin-top:1.5rem;font-size:clamp(1.45rem,2.15vw,2rem);line-height:1.15}.guide-prose h2:first-of-type{border-top:0;margin-top:1.6rem;padding-top:0}.guide-prose h3{color:#102c56;margin:1.7rem 0 .65rem;font-size:1.16rem;line-height:1.25}.guide-prose p,.guide-prose li{color:#334b64;font-size:.97rem;line-height:1.72}.guide-prose a{color:#075bd8;text-underline-offset:.18em;font-weight:720;text-decoration-thickness:1px}.guide-prose ul,.guide-prose ol{padding-left:1.3rem}.guide-prose li{margin-bottom:.55rem}.guide-prose blockquote{background:#f4f8fc;border-left:4px solid #0964df;margin:1.5rem 0;padding:1rem 1.2rem}.guide-prose table{border-collapse:collapse;table-layout:fixed;width:100%;min-width:100%;font-size:.78rem;line-height:1.4}.guide-prose th{color:#fff;text-align:left;background:#0d5fc9;font-weight:800}.guide-prose th,.guide-prose td{hyphens:auto;overflow-wrap:anywhere;vertical-align:top;word-break:normal;border:1px solid #d7e1ec;padding:.72rem}.guide-prose tbody tr:nth-child(2n){background:#f6f9fc}.guide-prose .table-scroll{border:1px solid #d7e1ec;border-radius:.45rem;max-width:100%;margin:1.2rem 0;overflow-x:clip}.guide-prose .table-scroll table{border:0;margin:0}.guide-provider-card{color:#fff;background:linear-gradient(160deg,#082b69 0%,#075bd8 100%);border:0}.guide-provider-card .guide-card__eyebrow{color:#a9d2ff}.guide-provider-card h2,.guide-related h2{letter-spacing:-.025em;font-size:1.25rem;line-height:1.18}.guide-provider-card h2{color:#fff}.guide-card__intro{color:#d8e9ff;margin:.75rem 0 1rem;font-size:.78rem;line-height:1.5}.guide-provider-list{gap:.55rem;display:grid}.guide-provider-list a{color:#10274b;background:#fff;border-radius:.35rem;padding:.8rem;text-decoration:none;display:grid}.guide-provider-list a:hover{transform:translateY(-1px);box-shadow:0 8px 24px #0000002e}.guide-provider-list strong{font-size:.83rem;line-height:1.25}.guide-provider-list span,.guide-provider-list small{color:#51647d;margin-top:.2rem;font-size:.68rem;line-height:1.35}.guide-provider-list b{color:#075bd8;margin-top:.45rem;font-size:.68rem}.guide-card__fineprint{color:#d8e9ff;margin:.9rem 0 0;font-size:.68rem;line-height:1.45}.guide-related{display:grid}.guide-related h2{margin-bottom:.7rem}.guide-related>a{color:#075bd8;border-top:1px solid #e0e7ef;justify-content:space-between;align-items:center;gap:.75rem;min-height:50px;font-size:.77rem;font-weight:820;line-height:1.35;text-decoration:none;display:flex}.guide-related>a:hover{text-decoration:underline}.guide-closing{background:#eef6ff;border-top:1px solid #cddff4;padding:1.4rem 0}.guide-closing__inner{justify-content:space-between;align-items:center;gap:2rem;display:flex}.guide-closing h2{color:#082754;font-size:clamp(1.55rem,2.5vw,2.35rem)}.guide-closing span{color:#4f637d;max-width:72ch;margin-top:.45rem;font-size:.88rem;display:block}@media (width<=1100px){.guide-layout{grid-template-columns:minmax(170px,.6fr) minmax(0,2fr)}.guide-rail{grid-column:1/-1;grid-template-columns:1.25fr .75fr;position:static}}@media (width<=800px){.guide-hero__grid{grid-template-columns:1fr;padding-top:1.6rem}.guide-hero h1{font-size:clamp(2.45rem,12vw,3.65rem)}.guide-evidence{grid-template-columns:repeat(2,1fr)}.guide-evidence>div:nth-child(2){border-right:0}.guide-evidence>div:nth-child(-n+2){border-bottom:1px solid #dbe6f0}.guide-layout{grid-template-columns:1fr}.guide-toc-column,.guide-rail{position:static}.guide-toc-column{grid-template-columns:1fr 1fr}.guide-rail{grid-column:auto;grid-template-columns:1fr}.guide-closing__inner{flex-direction:column;align-items:stretch}.guide-prose .table-scroll{overscroll-behavior-inline:contain;overflow-x:auto}.guide-prose table{min-width:680px}}@media (width<=560px){.guide-hero{padding-top:.5rem}.guide-breadcrumbs{font-size:.72rem}.guide-hero__grid{gap:1.5rem}.guide-evidence{grid-template-columns:1fr}.guide-evidence>div{border-bottom:1px solid #dbe6f0;border-right:0;min-height:74px}.guide-evidence>div:last-child{border-bottom:0}.guide-toc-column{grid-template-columns:1fr}.guide-prose{padding:1.1rem}.guide-prose p,.guide-prose li{font-size:.93rem}}@media (width<=1000px){@layer pages{.hiw-hero__grid,.hiw-example__panel{grid-template-columns:1fr}.hiw-hero__media{max-width:720px}.hiw-example__method{border-bottom:1px solid #dbe5f0;border-right:0}.hiw-process__grid,.hiw-fields__grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hiw-fields__grid article,.hiw-fields__grid article:nth-child(3n){border-bottom:1px solid #dbe5f0;border-right:1px solid #dbe5f0}.hiw-fields__grid article:nth-child(2n){border-right:0}.hiw-fields__grid article:nth-last-child(-n+2){border-bottom:0}}}@media (width<=760px){@layer pages{.hiw-standards,.hiw-commitment .shell>div{grid-template-columns:1fr}.hiw-standards article{border-bottom:1px solid #dce6f1;border-right:0}.hiw-standards article:last-child{border-bottom:0}.hiw-faq__grid,.hiw-cta__inner{grid-template-columns:1fr}.hiw-cta__inner>div:last-child{flex-direction:column;align-items:stretch}.hiw-cta .button{width:100%}}}@media (width<=580px){@layer pages{.hiw-hero h1{font-size:clamp(2.55rem,13vw,3.65rem)}.hiw-hero__media img{height:240px}.hiw-hero__actions{flex-direction:column;align-items:stretch}.hiw-hero__actions .button{width:100%}.hiw-process__grid,.hiw-fields__grid{grid-template-columns:1fr}.hiw-process__grid article{min-height:250px}.hiw-fields__grid article,.hiw-fields__grid article:nth-child(2n),.hiw-fields__grid article:nth-child(3n),.hiw-fields__grid article:nth-last-child(-n+2){border-bottom:1px solid #dbe5f0;border-right:0}.hiw-fields__grid article:last-child{border-bottom:0}.hiw-record__top{align-items:start}.hiw-record dl>div{grid-template-columns:1fr}.hiw-record dt{border-bottom:1px solid #dbe5f0}}}.wq-hero{background:linear-gradient(135deg,#f4f9ff,#fff 70%);border-bottom:1px solid #d9e5f0;padding:1rem 0 3.4rem}.wq-breadcrumbs{color:#65768c;flex-wrap:wrap;align-items:center;gap:.55rem;min-height:42px;font-size:.8rem;font-weight:750;display:flex}.wq-breadcrumbs a{color:#075bd8;text-decoration:none}.wq-hero__grid{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:clamp(2rem,5vw,5rem);padding-top:2.4rem;display:grid}.wq-kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .75rem;font-size:.75rem;font-weight:900}.wq-hero h1{color:#071c43;letter-spacing:-.055em;max-width:14ch;font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.01}.wq-lede{color:#40546d;max-width:65ch;font-size:clamp(1.05rem,1.5vw,1.22rem);line-height:1.62}.wq-trust{flex-wrap:wrap;gap:.65rem 1.15rem;margin-top:1.4rem;display:flex}.wq-trust span{color:#183859;font-size:.8rem;font-weight:800}.wq-hero__panel{color:#fff;background:linear-gradient(145deg,#082a61,#075bd8);border-radius:.75rem;padding:clamp(1.5rem,3vw,2.2rem);box-shadow:0 18px 45px #0a32642e}.wq-hero__panel strong{font-size:1.25rem}.wq-hero__panel p{color:#dcecff;line-height:1.6}.wq-status{letter-spacing:.04em;text-transform:uppercase;border-radius:999px;padding:.45rem .7rem;font-size:.68rem;font-weight:900;display:inline-flex}.wq-status--measured{color:#08623a;background:#d9f7e8}.wq-status--partial{color:#755300;background:#fff2c9}.wq-status--utility-first{color:#3d526a;background:#e7eff8}.wq-hub{padding-block:clamp(3rem,6vw,6rem)}.wq-intro{color:#27445f;background:#eef6ff;border-left:4px solid #075bd8;margin-bottom:2rem;padding:1.2rem 1.4rem;font-size:1.05rem;line-height:1.7}.wq-city-grid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}.wq-city-card{background:#fff;border:1px solid #d9e3ed;border-radius:.65rem;flex-direction:column;justify-content:space-between;min-height:285px;padding:1.35rem;display:flex}.wq-city-card h2{color:#0b2449;margin:.9rem 0 .5rem;font-size:1.55rem}.wq-city-card p{color:#4a6078;font-size:.9rem;line-height:1.62}.wq-city-card>a{color:#075bd8;border-top:1px solid #e0e7ef;justify-content:space-between;margin-top:1rem;padding-top:1rem;font-size:.82rem;font-weight:850;text-decoration:none;display:flex}.wq-method{border-top:1px solid #dce5ee;grid-template-columns:.8fr 1.2fr;gap:2rem;margin-top:4rem;padding-top:3rem;display:grid}.wq-method h2{color:#092650;font-size:2rem}.wq-method ol{gap:.8rem;margin:0;padding:0;list-style:none;display:grid}.wq-method li{background:#f7faff;border:1px solid #dfe8f1;border-radius:.5rem;gap:.2rem;padding:1rem;display:grid}.wq-method li strong{color:#102d57}.wq-method li span{color:#536980;font-size:.86rem}.wq-layout{grid-template-columns:minmax(0,2.25fr) minmax(280px,.75fr);align-items:start;gap:clamp(1.5rem,3vw,3rem);padding-block:clamp(3rem,6vw,6rem);display:grid}.wq-layout main{gap:1.2rem;display:grid}.wq-section,.wq-rail-card{background:#fff;border:1px solid #dce5ee;border-radius:.65rem;padding:clamp(1.35rem,3vw,2.3rem);box-shadow:0 10px 30px #0f30560b}.wq-section h2,.wq-rail-card h2{color:#0a244b;letter-spacing:-.03em;line-height:1.15}.wq-summary{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;font-size:1.05rem;line-height:1.7}.wq-system-grid,.wq-metric-grid{grid-template-columns:repeat(2,1fr);gap:.8rem;display:grid}.wq-system-grid article,.wq-metric-grid article{background:#f8fbfe;border:1px solid #dde7f0;border-radius:.45rem;padding:1rem}.wq-system-grid h3{color:#12325c;margin:0;font-size:1rem}.wq-system-grid b{color:#075bd8;margin-top:.35rem;font-size:.72rem;display:block}.wq-system-grid p,.wq-metric-grid p{color:#536980;font-size:.8rem;line-height:1.5}.wq-metric-grid span{color:#526981;text-transform:uppercase;font-size:.72rem;font-weight:800;display:block}.wq-metric-grid strong{color:#075bd8;margin:.35rem 0;font-size:1.45rem;display:block}.wq-empty{background:#f7f9fc;border:1px dashed #aec0d2;border-radius:.5rem;padding:1.2rem}.wq-empty p{color:#536980;line-height:1.6}.wq-checklist{gap:.7rem;padding:0;list-style:none;display:grid}.wq-checklist li{color:#344f69;padding-left:1.6rem;line-height:1.55;position:relative}.wq-checklist li:before{color:#079557;content:"✓";font-weight:900;position:absolute;left:0}.wq-separation{background:#f6f9fc;border-left:3px solid #075bd8;gap:.35rem;margin-top:1.5rem;padding:1rem;display:grid}.wq-separation strong{color:#12325c}.wq-separation p{color:#50667d;margin:0 0 .5rem;font-size:.85rem;line-height:1.5}.wq-sources{gap:.75rem;display:grid}.wq-sources a{border:1px solid #dbe4ed;border-radius:.45rem;padding:1rem;text-decoration:none;display:grid}.wq-sources strong{color:#12325c}.wq-sources span{color:#64778c;margin-top:.25rem;font-size:.78rem}.wq-sources b{color:#075bd8;margin-top:.6rem;font-size:.75rem}.wq-rail{gap:1rem;display:grid;position:sticky;top:1.2rem}.wq-rail-card{gap:.7rem;display:grid}.wq-rail-card>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.wq-rail-card p{color:#52677e;font-size:.86rem;line-height:1.55}.wq-rail-card a{color:#075bd8;border-top:1px solid #e0e7ef;justify-content:space-between;align-items:center;padding-top:.7rem;font-size:.8rem;font-weight:850;text-decoration:none;display:flex}.wq-rail-card--blue{background:linear-gradient(150deg,#082a61,#075bd8);border:0}.wq-rail-card--blue>span{color:#add5ff}.wq-rail-card--blue h2{color:#fff}.wq-rail-card--blue p{color:#d9eaff}.wq-rail-card--blue a{color:#fff;border-color:#ffffff40}.wq-cta{background:#eef6ff;border-top:1px solid #ccdef2;padding:1.6rem 0}.wq-cta .shell{justify-content:space-between;align-items:center;gap:2rem;display:flex}.wq-cta h2{color:#092650;margin:0;font-size:clamp(1.4rem,2.4vw,2rem)}.wq-cta .wq-kicker{margin-bottom:.4rem}@media (width<=900px){.wq-hero__grid,.wq-layout,.wq-method{grid-template-columns:1fr}.wq-city-grid{grid-template-columns:repeat(2,1fr)}.wq-rail{grid-template-columns:repeat(2,1fr);position:static}.wq-rail nav{grid-column:1/-1}}@media (width<=620px){.wq-city-grid,.wq-system-grid,.wq-metric-grid,.wq-rail{grid-template-columns:1fr}.wq-hero{padding-bottom:2.2rem}.wq-hero__grid{padding-top:1.3rem}.wq-cta .shell{flex-direction:column;align-items:stretch}.wq-city-card{min-height:0}}.wq-section,.wq-rail-card{box-sizing:border-box;min-width:0}.wq-layout main{min-width:0}.wq-hero{color:#fff;background:radial-gradient(circle at 82% 18%,#3189ff6b,#0000 27rem),linear-gradient(135deg,#061d49 0%,#073b91 58%,#075bd8 100%);border-bottom:0;position:relative;overflow:hidden}.wq-hero:after{content:"";pointer-events:none;border:1px solid #ffffff1f;border-radius:50%;width:30rem;height:30rem;position:absolute;top:-19rem;right:-12rem}.wq-hero .shell{z-index:1;position:relative}.wq-breadcrumbs,.wq-breadcrumbs a{color:#ffffffc7}.wq-breadcrumbs a:hover{color:#fff}.wq-hero .wq-kicker{color:#9ed2ff}.wq-hero h1{color:#fff;text-shadow:0 3px 20px #0014412e}.wq-hero .wq-lede{color:#dcecff}.wq-trust{gap:.65rem}.wq-trust span{color:#0a315f;background:#fff;border:1px solid #ffffffad;border-radius:.4rem;padding:.65rem .8rem;line-height:1.25;box-shadow:0 8px 22px #00184b24}.wq-hero__panel{color:#0a244b;background:#fff;border:1px solid #ffffffb8;box-shadow:0 24px 60px #00194b42}.wq-hero__panel>strong{color:#0a244b}.wq-hero__panel p{color:#405b79}.wq-hero__panel .wq-status{color:#314d6a;background:#e7eff8}.wq-section{overflow:hidden}.wq-section>.wq-kicker{margin-bottom:.65rem}.wq-section h2{letter-spacing:-.045em;max-width:22ch;margin-bottom:1.25rem;font-size:clamp(1.85rem,2.4vw,2.7rem);line-height:1.08}.wq-summary p{max-width:72ch;margin:0}.wq-system-grid,.wq-metric-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.wq-system-grid article:only-child,.wq-metric-grid article:only-child{grid-column:1/-1}.wq-system-grid article,.wq-metric-grid article{min-width:0;padding:1.2rem}.wq-system-grid h3{font-size:1.08rem;line-height:1.25}.wq-system-grid p,.wq-metric-grid p{margin:.4rem 0 0}.wq-system-more{border:1px solid var(--line,#dbe5f1);background:#f8fbff;border-radius:14px;margin-top:1rem;padding:.85rem 1rem 1rem}.wq-system-more summary{color:#075dd8;cursor:pointer;font-weight:800}.wq-system-more[open] summary{margin-bottom:1rem}.wq-rail-card{align-content:start;width:100%;padding:1.35rem}.wq-rail-card>*{overflow-wrap:break-word;word-break:normal;min-width:0}.wq-rail-card h2{letter-spacing:-.035em;text-wrap:balance;margin:0;font-size:clamp(1.3rem,1.7vw,1.65rem);line-height:1.16}.wq-rail-card p{margin:0}.wq-rail-card a{margin-top:.15rem;line-height:1.35}.wq-rail-card--blue{box-shadow:0 18px 38px #082a6129}@media (width<=900px){.wq-section h2{max-width:26ch}.wq-rail-card h2{font-size:1.45rem}}@media (width<=620px){.wq-trust{align-items:stretch;display:grid}.wq-trust span{width:100%}.wq-section h2{margin-bottom:1rem;font-size:clamp(1.65rem,8vw,2.15rem)}.wq-system-grid,.wq-metric-grid{grid-template-columns:1fr}}.qb-hero{background:linear-gradient(135deg,#f4f9ff,#fff 70%);border-bottom:1px solid #d9e5f0;padding:1rem 0 3.4rem}.qb-breadcrumbs{color:#65768c;flex-wrap:wrap;align-items:center;gap:.55rem;min-height:42px;font-size:.8rem;font-weight:750;display:flex}.qb-breadcrumbs a{color:#075bd8;text-decoration:none}.qb-hero__grid{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:clamp(2rem,5vw,5rem);padding-top:2.4rem;display:grid}.qb-kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .75rem;font-size:.75rem;font-weight:900}.qb-hero h1{color:#071c43;letter-spacing:-.055em;max-width:14ch;font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.01}.qb-lede{color:#40546d;max-width:65ch;font-size:clamp(1.05rem,1.5vw,1.22rem);line-height:1.62}.qb-trust{flex-wrap:wrap;gap:.65rem 1.15rem;margin-top:1.4rem;display:flex}.qb-trust span{color:#183859;font-size:.8rem;font-weight:800}.qb-hero__panel{color:#fff;background:linear-gradient(145deg,#082a61,#075bd8);border-radius:.75rem;padding:clamp(1.5rem,3vw,2.2rem);box-shadow:0 18px 45px #0a32642e}.qb-hero__panel strong{font-size:1.25rem}.qb-hero__panel p{color:#dcecff;line-height:1.6}.qb-hero__panel span{color:#08623a;text-transform:uppercase;background:#d9f7e8;border-radius:999px;padding:.45rem .7rem;font-size:.68rem;font-weight:900;display:inline-flex}.qb-layout{grid-template-columns:minmax(0,2.25fr) minmax(280px,.75fr);align-items:start;gap:clamp(1.5rem,3vw,3rem);padding-block:clamp(3rem,6vw,6rem);display:grid}.qb-layout main{gap:1.2rem;min-width:0;display:grid}.qb-intro,.qb-card,.qb-rail-card{background:#fff;border:1px solid #dce5ee;border-radius:.65rem;box-shadow:0 10px 30px #0f30560b}.qb-intro{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;padding:1.2rem 1.4rem;line-height:1.65}.qb-intro p{margin:.35rem 0 0}.qb-card{padding:clamp(1.25rem,3vw,2.3rem)}.qb-card>header{border-bottom:1px solid #dce5ee;margin-bottom:1.8rem;padding-bottom:1.3rem}.qb-card h2{color:#0a244b;letter-spacing:-.03em;line-height:1.15}.qb-card>header>p:last-child{color:#52677e;line-height:1.6}.qb-form fieldset{border:0;border-bottom:1px solid #dce5ee;margin:0;padding:0 0 2rem}.qb-form fieldset+fieldset{padding-top:2rem}.qb-form legend{color:#0a244b;align-items:center;gap:.65rem;margin-bottom:1rem;padding:0;font-size:1.15rem;font-weight:850;display:flex}.qb-form legend>span{color:#fff;background:#082a61;border-radius:50%;justify-content:center;align-items:center;width:28px;height:28px;font-size:.78rem;display:inline-flex}.qb-help{color:#52677e;margin:-.3rem 0 1rem;font-size:.85rem;line-height:1.55}.qb-grid{gap:1rem;display:grid}.qb-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.qb-form label{color:#183859;gap:.3rem;font-size:.8rem;font-weight:800;display:grid}.qb-form label small,.qb-form label>span{color:#61758b;font-size:.68rem;font-weight:650}.qb-form input,.qb-form select{color:#0a244b;font:inherit;background:#f8fbfe;border:1px solid #abc0d2;border-radius:.35rem;width:100%;min-height:44px;padding:.55rem .65rem}.qb-form input:focus,.qb-form select:focus{border-color:#075bd8;outline:3px solid #075bd826}.qb-money{grid-template-columns:auto 1fr;align-items:stretch;display:grid}.qb-money>b{color:#fff;background:#082a61;border-radius:.35rem 0 0 .35rem;place-items:center;width:34px;font-size:.75rem;display:grid}.qb-money input{border-radius:0 .35rem .35rem 0}.qb-allowances,.qb-lines{border:1px solid #dce5ee;border-radius:.45rem;overflow:hidden}.qb-row{border-top:1px solid #dce5ee;grid-template-columns:minmax(260px,2fr) minmax(160px,.8fr);align-items:center;gap:1rem;padding:.7rem .8rem;display:grid}.qb-row:first-child{border-top:0}.qb-row--head,.qb-line--head{color:#fff;letter-spacing:.06em;text-transform:uppercase;background:#082a61;font-size:.66rem;font-weight:850}.qb-row>div,.qb-line>div{gap:.15rem;display:grid}.qb-row strong,.qb-line strong{color:#183859;font-size:.8rem}.qb-row small,.qb-line small{color:#61758b;font-size:.68rem;line-height:1.35}.qb-row label>span,.qb-line label>span{display:none}.qb-quotes{gap:1rem;display:grid}.qb-quote{border:1px solid #dce5ee;border-radius:.45rem;overflow:hidden}.qb-quote>summary{color:#0a244b;cursor:pointer;background:#f7faff;justify-content:space-between;align-items:center;padding:1rem;font-weight:850;display:flex}.qb-quote>summary b{color:#075bd8;font-size:.73rem}.qb-quote[open]>summary{background:#eef6ff;border-bottom:1px solid #dce5ee}.qb-quote__body{padding:1rem}.qb-include{background:#f7faff;border:1px solid #dce5ee;border-radius:.35rem;margin-bottom:1rem;padding:.8rem;align-items:center!important;gap:.55rem!important;display:flex!important}.qb-include input,.qb-docs input{accent-color:#075bd8;width:18px;height:18px;min-height:18px}.qb-include span{color:#183859!important;font-size:.8rem!important}.is-disabled{opacity:.5;pointer-events:none}.qb-lines{margin-top:1rem}.qb-line{border-top:1px solid #dce5ee;grid-template-columns:minmax(210px,1.4fr) minmax(190px,1fr) minmax(150px,.8fr);align-items:center;gap:.7rem;padding:.7rem .8rem;display:grid}.qb-line:first-child{border-top:0}.qb-docs{background:#f7faff;border:1px solid #dce5ee;margin-top:1rem;padding:1rem}.qb-docs h3{color:#0a244b;margin:0 0 .75rem;font-size:.9rem}.qb-docs>div{grid-template-columns:repeat(2,minmax(0,1fr));gap:.55rem;display:grid}.qb-docs label{align-items:center;gap:.45rem;font-size:.73rem;display:flex}.qb-docs label span{color:#314c68;font-size:.73rem}.qb-actions{flex-wrap:wrap;align-items:center;gap:.7rem;margin-top:1.5rem;display:flex}.qb-error{color:#782b20;background:#fff1ee;border-left:4px solid #b84231;margin-top:1rem;padding:.9rem 1rem;font-size:.85rem;font-weight:750}.qb-results[hidden]{display:none}.qb-results>header{color:#dcecff;background:#082a61;border:0;margin:-2.3rem -2.3rem 1.2rem;padding:2rem}.qb-results>header h2{color:#fff}.qb-results>header span{font-size:.78rem}.qb-result-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem;display:grid}.qb-result-cards article{border:1px solid #dce5ee;border-top:4px solid #075bd8;border-radius:.35rem;gap:.2rem;padding:1rem;display:grid}.qb-result-cards h3{color:#183859;margin:0;font-size:.9rem}.qb-result-cards strong{color:#0a244b;font-size:1.7rem}.qb-result-cards span{color:#075bd8;font-size:.68rem;font-weight:850}.qb-result-cards p{color:#61758b;margin:.3rem 0 0;font-size:.69rem;line-height:1.45}.qb-table-wrap{margin-top:1rem;overflow-x:auto}.qb-results table{border-collapse:collapse;width:100%;min-width:730px;font-size:.74rem}.qb-results th,.qb-results td{text-align:right;white-space:nowrap;border:1px solid #dce5ee;padding:.7rem}.qb-results thead th{color:#fff;text-transform:uppercase;background:#082a61;font-size:.64rem}.qb-results th:first-child,.qb-results td:first-child{text-align:left}.qb-results tbody td:nth-child(4){font-weight:850}.qb-issues{grid-template-columns:repeat(3,minmax(0,1fr));gap:.75rem;margin-top:1rem;display:grid}.qb-issues section{background:#f7faff;border:1px solid #dce5ee;padding:.85rem}.qb-issues h3{color:#183859;margin:0;font-size:.82rem}.qb-issues p{color:#61758b;margin:.3rem 0;font-size:.69rem;line-height:1.45}.qb-guidance{color:#6c4a10;background:#fff8e8;border-left:4px solid #ad7111;margin-top:1rem;padding:.8rem 1rem;font-size:.78rem;line-height:1.55}.qb-boundary{color:#52677e;border-top:1px solid #dce5ee;margin-top:1.5rem;padding-top:1rem;font-size:.78rem;line-height:1.55}.qb-method p:last-child{color:#52677e;line-height:1.7}.qb-rail{gap:1rem;display:grid;position:sticky;top:1.2rem}.qb-rail-card{gap:.7rem;padding:1.25rem;display:grid}.qb-rail-card>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.qb-rail-card h2{color:#0a244b;letter-spacing:-.03em;font-size:1.3rem;line-height:1.15}.qb-rail-card p{color:#52677e;font-size:.84rem;line-height:1.55}.qb-rail-card a{color:#075bd8;border-top:1px solid #e0e7ef;padding-top:.7rem;font-size:.78rem;font-weight:850;text-decoration:none}.qb-rail-card--blue{background:linear-gradient(150deg,#082a61,#075bd8);border:0}.qb-rail-card--blue>span{color:#add5ff}.qb-rail-card--blue h2{color:#fff}.qb-rail-card--blue p{color:#d9eaff}.qb-rail-card--blue a{color:#fff;border-color:#ffffff40}@media (width<=900px){.qb-hero__grid,.qb-layout{grid-template-columns:1fr}.qb-rail{grid-template-columns:repeat(2,1fr);position:static}.qb-rail section:last-child{grid-column:1/-1}.qb-grid--3,.qb-result-cards,.qb-issues{grid-template-columns:1fr}.qb-line--head{display:none}.qb-line{grid-template-columns:1fr 1fr}.qb-line>div{grid-column:1/-1}.qb-line label>span{display:block}}@media (width<=620px){.qb-hero{padding-bottom:2.2rem}.qb-hero__grid{padding-top:1.3rem}.qb-rail{grid-template-columns:1fr}.qb-rail section:last-child{grid-column:auto}.qb-row--head{display:none}.qb-row,.qb-line{grid-template-columns:1fr}.qb-row label>span{display:block}.qb-docs>div{grid-template-columns:1fr}.qb-quote>summary{flex-direction:column;align-items:flex-start;gap:.25rem}.qb-results>header{margin:-1.25rem -1.25rem 1.2rem}.qb-actions .button{width:100%}}@media print{.site-header,.site-footer,.qb-hero,.qb-intro,.qb-form,.qb-rail,.qb-method,.qb-actions{display:none!important}.qb-layout{padding:0;display:block}.qb-results{box-shadow:none;border:0}.qb-results>header{margin:0}}.cw-hero{background:linear-gradient(135deg,#f4f9ff,#fff 70%);border-bottom:1px solid #d9e5f0;padding:1rem 0 3.4rem}.cw-breadcrumbs{color:#65768c;flex-wrap:wrap;align-items:center;gap:.55rem;min-height:42px;font-size:.8rem;font-weight:750;display:flex}.cw-breadcrumbs a{color:#075bd8;text-decoration:none}.cw-hero__grid{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:clamp(2rem,5vw,5rem);padding-top:2.4rem;display:grid}.cw-kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .75rem;font-size:.75rem;font-weight:900}.cw-hero h1{color:#071c43;letter-spacing:-.055em;max-width:14ch;font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.01}.cw-lede{color:#40546d;max-width:65ch;font-size:clamp(1.05rem,1.5vw,1.22rem);line-height:1.62}.cw-trust{flex-wrap:wrap;gap:.65rem 1.15rem;margin-top:1.4rem;display:flex}.cw-trust span{color:#183859;font-size:.8rem;font-weight:800}.cw-hero__panel{color:#fff;background:linear-gradient(145deg,#082a61,#075bd8);border-radius:.75rem;padding:clamp(1.5rem,3vw,2.2rem);box-shadow:0 18px 45px #0a32642e}.cw-hero__panel strong{font-size:1.25rem}.cw-hero__panel p{color:#dcecff;line-height:1.6}.cw-hero__panel span{color:#08623a;text-transform:uppercase;background:#d9f7e8;border-radius:999px;padding:.45rem .7rem;font-size:.68rem;font-weight:900;display:inline-flex}.cw-layout{grid-template-columns:minmax(0,2.25fr) minmax(280px,.75fr);align-items:start;gap:clamp(1.5rem,3vw,3rem);padding-block:clamp(3rem,6vw,6rem);display:grid}.cw-layout main{gap:1.2rem;min-width:0;display:grid}.cw-intro,.cw-card,.cw-rail-card{background:#fff;border:1px solid #dce5ee;border-radius:.65rem;box-shadow:0 10px 30px #0f30560b}.cw-intro{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;padding:1.2rem 1.4rem;line-height:1.65}.cw-intro p{margin:.35rem 0 0}.cw-card{padding:clamp(1.25rem,3vw,2.3rem)}.cw-card>header{border-bottom:1px solid #dce5ee;margin-bottom:1.2rem;padding-bottom:1.2rem}.cw-card h2{color:#0a244b;letter-spacing:-.03em;line-height:1.15}.cw-card>header>p:last-child{color:#52677e;line-height:1.6}.cw-progress{grid-template-columns:auto 1fr;align-items:center;gap:.7rem;margin:0 0 2rem;display:grid}.cw-progress>span{color:#075bd8;text-transform:uppercase;font-size:.72rem;font-weight:900}.cw-progress>div{background:#e4ebf2;border-radius:999px;height:7px;overflow:hidden}.cw-progress i{background:#075bd8;width:25%;height:100%;transition:width .2s;display:block}.cw-tool fieldset{border:0;margin:0;padding:0}.cw-tool fieldset[hidden]{display:none}.cw-tool legend{color:#0a244b;letter-spacing:-.03em;padding:0;font-size:clamp(1.35rem,2.4vw,1.8rem);font-weight:850;line-height:1.2}.cw-question-help{color:#52677e;margin:.55rem 0 1.2rem;font-size:.86rem;line-height:1.55}.cw-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:.75rem;display:grid}.cw-options--2{grid-template-columns:repeat(2,minmax(0,1fr))}.cw-options label{cursor:pointer;display:block}.cw-options input{opacity:0;width:1px;height:1px;position:absolute}.cw-options label>span{background:#f8fbfe;border:1px solid #d8e3ed;border-radius:.5rem;gap:.35rem;height:100%;min-height:124px;padding:1rem;transition:border-color .15s,box-shadow .15s,transform .15s;display:grid}.cw-options label:hover>span{border-color:#8cb6ee;transform:translateY(-1px)}.cw-options input:focus-visible+span{outline-offset:2px;outline:3px solid #075bd838}.cw-options input:checked+span{background:#eef6ff;border:2px solid #075bd8;padding:calc(1rem - 1px);box-shadow:0 8px 22px #075bd81f}.cw-options b{color:#12325c;font-size:.91rem}.cw-options small{color:#5b7087;font-size:.74rem;line-height:1.45}.cw-form-actions{border-top:1px solid #dce5ee;margin-top:1.5rem;padding-top:1rem}.cw-result[hidden]{display:none}.cw-result{border-top:6px solid #075bd8}.cw-result>header{background:#eef6ff;border:0;border-radius:.45rem;margin:0 0 1.2rem;padding:1.2rem}.cw-result>header h2{margin:.25rem 0 .6rem;font-size:clamp(1.65rem,3vw,2.35rem)}.cw-result>header p:last-child{margin:0}.cw-result ol{counter-reset:step;gap:.65rem;margin:0;padding:0;list-style:none;display:grid}.cw-result li{color:#344f69;background:#f8fbfe;border:1px solid #dce5ee;border-radius:.4rem;padding:.85rem .9rem .85rem 3rem;line-height:1.55;position:relative}.cw-result li:before{color:#fff;content:counter(step);counter-increment:step;background:#082a61;border-radius:50%;justify-content:center;align-items:center;width:25px;height:25px;font-size:.72rem;font-weight:900;display:flex;position:absolute;top:.85rem;left:.85rem}.cw-result nav{flex-wrap:wrap;gap:.7rem;margin-top:1rem;display:flex}.cw-result nav a{color:#fff;background:#075bd8;border-radius:.35rem;padding:.7rem .9rem;font-size:.78rem;font-weight:850;text-decoration:none}.cw-result__actions{border-top:1px solid #dce5ee;flex-wrap:wrap;align-items:center;gap:.7rem;margin-top:1.2rem;padding-top:1rem;display:flex}.cw-result__actions span{color:#08623a;font-size:.76rem;font-weight:800}.cw-boundary{color:#52677e;margin:1rem 0 0;font-size:.76rem;line-height:1.55}.cw-method>p:last-child{color:#52677e}.cw-compare{grid-template-columns:repeat(2,1fr);gap:.8rem;display:grid}.cw-compare article{background:#f8fbfe;border:1px solid #dce5ee;border-radius:.45rem;padding:1rem}.cw-compare span{color:#075bd8;letter-spacing:.08em;text-transform:uppercase;font-size:.69rem;font-weight:900}.cw-compare strong{color:#12325c;margin:.5rem 0;font-size:.98rem;line-height:1.35;display:block}.cw-compare p{color:#52677e;margin:0;font-size:.78rem;line-height:1.55}.cw-rail{gap:1rem;display:grid;position:sticky;top:1.2rem}.cw-rail-card{gap:.7rem;padding:1.25rem;display:grid}.cw-rail-card>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.cw-rail-card h2{color:#0a244b;letter-spacing:-.03em;font-size:1.3rem;line-height:1.15}.cw-rail-card p{color:#52677e;font-size:.84rem;line-height:1.55}.cw-rail-card a{color:#075bd8;border-top:1px solid #e0e7ef;padding-top:.7rem;font-size:.78rem;font-weight:850;text-decoration:none}.cw-rail-card--blue{background:linear-gradient(150deg,#082a61,#075bd8);border:0}.cw-rail-card--blue>span{color:#add5ff}.cw-rail-card--blue h2{color:#fff}.cw-rail-card--blue p{color:#d9eaff}.cw-rail-card--blue a{color:#fff;border-color:#ffffff40}@media (width<=900px){.cw-hero__grid,.cw-layout{grid-template-columns:1fr}.cw-rail{grid-template-columns:repeat(2,1fr);position:static}.cw-rail section:last-child{grid-column:1/-1}}@media (width<=680px){.cw-hero{padding-bottom:2.2rem}.cw-hero__grid{padding-top:1.3rem}.cw-options,.cw-options--2,.cw-compare,.cw-rail{grid-template-columns:1fr}.cw-options label>span{min-height:0}.cw-rail section:last-child{grid-column:auto}.cw-result nav,.cw-result nav a,.cw-result__actions,.cw-result__actions .button{width:100%}}.ci-hero{background:linear-gradient(135deg,#f4f9ff,#fff 70%);border-bottom:1px solid #d9e5f0;padding:1rem 0 3.4rem}.ci-breadcrumbs{color:#65768c;flex-wrap:wrap;align-items:center;gap:.55rem;min-height:42px;font-size:.8rem;font-weight:750;display:flex}.ci-breadcrumbs a{color:#075bd8;text-decoration:none}.ci-hero__grid{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:clamp(2rem,5vw,5rem);padding-top:2.4rem;display:grid}.ci-kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .75rem;font-size:.75rem;font-weight:900}.ci-hero h1{color:#071c43;letter-spacing:-.055em;max-width:15ch;font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.01}.ci-lede{color:#40546d;max-width:65ch;font-size:clamp(1.05rem,1.5vw,1.22rem);line-height:1.62}.ci-trust{flex-wrap:wrap;gap:.65rem 1.15rem;margin-top:1.4rem;display:flex}.ci-trust span{color:#183859;font-size:.8rem;font-weight:800}.ci-hero__panel{color:#fff;background:linear-gradient(145deg,#082a61,#075bd8);border-radius:.75rem;padding:clamp(1.5rem,3vw,2.2rem);box-shadow:0 18px 45px #0a32642e}.ci-hero__panel strong{font-size:1.25rem}.ci-hero__panel p{color:#dcecff;line-height:1.6}.ci-hero__panel span{color:#08623a;text-transform:uppercase;background:#d9f7e8;border-radius:999px;padding:.45rem .7rem;font-size:.68rem;font-weight:900;display:inline-flex}.ci-layout{grid-template-columns:minmax(0,2.25fr) minmax(280px,.75fr);align-items:start;gap:clamp(1.5rem,3vw,3rem);padding-block:clamp(3rem,6vw,6rem);display:grid}.ci-layout main{gap:1.2rem;min-width:0;display:grid}.ci-card,.ci-intro,.ci-record,.ci-rail-card{background:#fff;border:1px solid #dce5ee;border-radius:.65rem;box-shadow:0 10px 30px #0f30560b}.ci-intro{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;padding:1.2rem 1.4rem;line-height:1.65}.ci-intro p{margin:.35rem 0 0}.ci-card{padding:clamp(1.25rem,3vw,2.3rem)}.ci-tool>header{border-bottom:1px solid #dce5ee;justify-content:space-between;align-items:end;margin-bottom:1.2rem;padding-bottom:1.2rem;display:flex}.ci-tool h2,.ci-method h2,.ci-rail h2{color:#0a244b;letter-spacing:-.03em;margin:.2rem 0;line-height:1.15}.ci-tool>header>strong{color:#075bd8;background:#e9f3ff;border-radius:999px;padding:.5rem .75rem;font-size:.75rem}.ci-controls{grid-template-columns:1.5fr .8fr auto;align-items:end;gap:.8rem;display:grid}.ci-controls label{gap:.4rem;display:grid}.ci-controls label span{color:#344f69;font-size:.74rem;font-weight:850}.ci-controls input,.ci-controls select{color:#153557;font:inherit;background:#fff;border:1px solid #b7c8d9;border-radius:.4rem;width:100%;height:44px;padding:0 .75rem}.ci-controls input:focus,.ci-controls select:focus{border-color:#075bd8;outline:0;box-shadow:0 0 0 3px #075bd824}.ci-controls button{white-space:nowrap;height:44px}.ci-status{color:#08623a;min-height:1em;margin:.7rem 0 0;font-size:.76rem;font-weight:800}.ci-results{gap:1rem;display:grid}.ci-record{padding:clamp(1.25rem,3vw,2rem);overflow:hidden}.ci-record[hidden],.ci-empty[hidden]{display:none}.ci-record>header{border-bottom:1px solid #e0e7ef;justify-content:space-between;align-items:start;gap:1rem;padding-bottom:1rem;display:flex}.ci-verified{color:#08623a;text-transform:uppercase;background:#d9f7e8;border-radius:999px;padding:.4rem .65rem;font-size:.66rem;font-weight:900;display:inline-flex}.ci-record h2{color:#0a244b;margin:.65rem 0 .2rem;font-size:clamp(1.45rem,2.5vw,2rem)}.ci-record header p{color:#61758a;margin:0;font-size:.82rem}.ci-year{text-align:right}.ci-year span{color:#61758a;font-size:.68rem;font-weight:800;display:block}.ci-year strong{color:#075bd8;font-size:1.8rem}.ci-systems{padding:1rem 0}.ci-systems h3{color:#173a61;margin:0 0 .7rem;font-size:.82rem}.ci-systems>div{flex-wrap:wrap;gap:.55rem;display:flex}.ci-systems span{background:#f6f9fc;border:1px solid #dce5ee;border-radius:.4rem;gap:.15rem;padding:.55rem .7rem;display:grid}.ci-systems b{color:#294865;font-size:.7rem}.ci-systems code{color:#075bd8;font-size:.75rem;font-weight:800}.ci-boundary{color:#52677e;background:#fff8df;border-left:3px solid #d6a000;padding:.8rem;font-size:.8rem;line-height:1.55}.ci-record nav{flex-wrap:wrap;gap:.55rem;margin-top:1rem;display:flex}.ci-record nav a{color:#075bd8;border:1px solid #cbd9e7;border-radius:.35rem;padding:.65rem .8rem;font-size:.75rem;font-weight:850;text-decoration:none}.ci-record nav .ci-primary{color:#fff;background:#075bd8;border-color:#075bd8}.ci-empty{color:#52677e;background:#f7f9fc;border:1px dashed #aec0d2;border-radius:.5rem;padding:1.4rem}.ci-method ol{grid-template-columns:repeat(2,1fr);gap:.7rem;margin:1.2rem 0 0;padding:0;list-style:none;display:grid}.ci-method li{background:#f8fbfe;border:1px solid #dce5ee;border-radius:.4rem;gap:.25rem;padding:1rem;display:grid}.ci-method li strong{color:#12325c}.ci-method li span{color:#52677e;font-size:.78rem;line-height:1.5}.ci-rail{gap:1rem;display:grid;position:sticky;top:1.2rem}.ci-rail-card{gap:.7rem;padding:1.25rem;display:grid}.ci-rail-card>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.ci-rail-card p{color:#52677e;font-size:.84rem;line-height:1.55}.ci-rail-card a{color:#075bd8;border-top:1px solid #e0e7ef;padding-top:.7rem;font-size:.78rem;font-weight:850;text-decoration:none}.ci-rail-card--blue{background:linear-gradient(150deg,#082a61,#075bd8);border:0}.ci-rail-card--blue>span{color:#add5ff}.ci-rail-card--blue h2{color:#fff}.ci-rail-card--blue p{color:#d9eaff}.ci-rail-card--blue a{color:#fff;border-color:#ffffff40}@media (width<=900px){.ci-hero__grid,.ci-layout{grid-template-columns:1fr}.ci-rail{grid-template-columns:repeat(2,1fr);position:static}.ci-rail section:last-child{grid-column:1/-1}}@media (width<=680px){.ci-hero{padding-bottom:2.2rem}.ci-hero__grid{padding-top:1.3rem}.ci-controls,.ci-method ol,.ci-rail{grid-template-columns:1fr}.ci-rail section:last-child{grid-column:auto}.ci-tool>header,.ci-record>header{flex-direction:column;align-items:start}.ci-year{text-align:left}.ci-record nav,.ci-record nav a{width:100%}}.ci-controls label small{color:#65768c;font-size:.68rem}.cost-tool{border:1px solid var(--line);border-top:7px solid var(--teal-600);box-shadow:var(--shadow-sm);background:#fff;margin-bottom:3.5rem;overflow:hidden}.cost-tool__header{background:linear-gradient(135deg,var(--ice-50),#fff);border-bottom:1px solid var(--line);padding:clamp(1.5rem,4vw,2.75rem)}.cost-tool__header h2{margin-bottom:1rem;font-size:clamp(2rem,4vw,3.2rem)}.cost-tool__header>p:last-of-type{color:var(--ink-soft);max-width:76ch}.cost-tool__badges{flex-wrap:wrap;gap:.55rem;margin-top:1.2rem;display:flex}.cost-tool__badges span{border:1px solid var(--line);color:var(--teal-700);background:#fff;border-radius:999px;padding:.4rem .7rem;font-size:.74rem;font-weight:850}.cost-tool__orientation{background:var(--navy-950);padding:1.2rem clamp(1.25rem,4vw,2.5rem)}.cost-tool__orientation strong{color:var(--aqua-200);letter-spacing:.08em;text-transform:uppercase;font-size:.8rem;display:block}.cost-tool__orientation p{max-width:78ch;color:#d6e7ea!important;margin:.35rem 0 0!important;font-size:.86rem!important}.cost-tool__form{padding:clamp(1.25rem,4vw,2.5rem)}.cost-tool__presets{background:var(--ice-50);border:1px solid var(--line);flex-wrap:wrap;align-items:center;gap:.45rem;margin-bottom:1.6rem;padding:.8rem;display:flex}.cost-tool__presets>span{color:var(--ink);margin-right:.25rem;font-size:.78rem;font-weight:800}.cost-tool__presets button{border:1px solid var(--line);color:var(--teal-700);cursor:pointer;background:#fff;border-radius:999px;min-height:36px;padding:.42rem .68rem;font-size:.7rem;font-weight:800}.cost-tool__presets button:hover{border-color:var(--teal-600)}.cost-tool fieldset{border:0;border-bottom:1px solid var(--line);margin:0;padding:0 0 2rem}.cost-tool fieldset+fieldset{padding-top:2rem}.cost-tool legend{color:var(--ink);align-items:center;gap:.65rem;margin-bottom:1rem;padding:0;font-size:1.15rem;font-weight:850;display:flex}.cost-tool legend>span{background:var(--navy-900);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:28px;height:28px;font-size:.78rem;display:inline-flex}.cost-tool__intro{color:var(--ink-soft)!important;margin:-.3rem 0 1rem!important;font-size:.82rem!important}.cost-tool__grid{gap:1rem;display:grid}.cost-tool__grid--three{grid-template-columns:repeat(3,minmax(0,1fr))}.cost-tool__grid--four{grid-template-columns:repeat(4,minmax(0,1fr))}.cost-tool label{color:var(--ink);gap:.35rem;font-size:.84rem;font-weight:800;display:grid}.cost-tool label>span{color:var(--ink-soft);font-size:.7rem;font-weight:650;line-height:1.35}.cost-tool input,.cost-tool select{background:var(--ice-50);color:var(--ink);border:1px solid #a9c6c9;border-radius:.35rem;width:100%;min-height:46px;padding:.6rem .7rem}.cost-tool input:focus,.cost-tool select:focus{border-color:var(--teal-700)}.cost-tool__money,.cost-tool__suffix{grid-template-columns:auto 1fr;align-items:stretch;display:grid}.cost-tool__money>b{background:var(--navy-900);color:#fff;border-radius:.35rem 0 0 .35rem;place-items:center;width:36px;font-size:.78rem;display:grid}.cost-tool__money input{border-radius:0 .35rem .35rem 0}.cost-tool__suffix{grid-template-columns:1fr auto}.cost-tool__suffix input{border-radius:.35rem 0 0 .35rem}.cost-tool__suffix>b{background:var(--navy-900);color:#fff;white-space:nowrap;border-radius:0 .35rem .35rem 0;align-items:center;padding:0 .65rem;font-size:.67rem;display:flex}.cost-tool h3{margin:1.5rem 0 .8rem;font-size:1rem}.cost-schedule{border:1px solid var(--line)}.cost-schedule__head,.cost-schedule__row{grid-template-columns:minmax(150px,1.35fr) minmax(120px,.8fr) minmax(130px,.8fr) minmax(130px,.8fr);align-items:center;gap:.7rem;display:grid}.cost-schedule__head{background:var(--navy-900);color:#fff;letter-spacing:.06em;text-transform:uppercase;padding:.65rem .8rem;font-size:.68rem;font-weight:850}.cost-schedule__row{border-top:1px solid var(--line);padding:.75rem .8rem}.cost-schedule__row:first-of-type{border-top:0}.cost-schedule__row label>span{display:none}.cost-schedule--planned .cost-schedule__head,.cost-schedule--planned .cost-schedule__row{grid-template-columns:minmax(180px,1.5fr) minmax(130px,1fr) minmax(120px,.7fr)}.cost-tool__details{border-bottom:1px solid var(--line);padding:1.35rem 0}.cost-tool__details summary{color:var(--teal-700);cursor:pointer;justify-content:space-between;font-size:.95rem;font-weight:850;display:flex}.cost-tool__details summary span{background:var(--ice-50);color:var(--ink-soft);border-radius:999px;padding:.25rem .55rem;font-size:.68rem}.cost-tool__details-body{padding-top:1.1rem}.cost-tool__error{color:#782b20;background:#fff1ee;border-left:4px solid #b84231;margin-top:1rem;padding:.9rem 1rem;font-size:.88rem;font-weight:750}.cost-tool__actions,.cost-results__actions{flex-wrap:wrap;gap:.7rem;margin-top:1.5rem;display:flex}.prose .cost-tool .button--navy{color:#fff}.prose .cost-tool .button--secondary{color:var(--ink)}.cost-results{border-top:1px solid var(--line);padding:clamp(1.25rem,4vw,2.5rem)}.cost-results__headline{background:var(--navy-950);color:#d6e7ea;gap:.25rem;padding:clamp(1.2rem,3vw,2rem);display:grid}.cost-results__headline p{letter-spacing:.12em;text-transform:uppercase;font-weight:850;color:var(--aqua-200)!important;margin:0!important;font-size:.75rem!important}.cost-results__headline strong{color:#fff;font-size:clamp(2.3rem,6vw,4rem);line-height:1.05}.cost-results__headline>span{font-size:.8rem}.cost-results__metrics{grid-template-columns:repeat(5,minmax(0,1fr));display:grid}.cost-results__metrics>div{border:1px solid var(--line);border-top:0;gap:.25rem;padding:.8rem;display:grid}.cost-results__metrics span,.cost-results__categories span{color:var(--ink-soft);font-size:.69rem;font-weight:750}.cost-results__metrics strong,.cost-results__categories strong{color:var(--ink);font-size:.9rem}.cost-results__categories{grid-template-columns:repeat(5,minmax(0,1fr));margin-top:1rem;display:grid}.cost-results__categories>div{background:var(--ice-50);border:1px solid var(--line);gap:.2rem;padding:.75rem;display:grid}.cost-results__table-wrap{margin-top:1rem;overflow-x:auto}.cost-results table{border-collapse:collapse;width:100%;min-width:850px;font-size:.76rem}.cost-results th,.cost-results td{border:1px solid var(--line);text-align:right;white-space:nowrap;padding:.65rem}.cost-results thead th{background:var(--navy-900);color:#fff;letter-spacing:.04em;text-transform:uppercase;font-size:.67rem}.cost-results th:first-child,.cost-results td:first-child{text-align:left}.cost-results tbody tr:nth-child(2n){background:var(--ice-50)}.cost-results tbody td:nth-last-child(-n+2){font-weight:850}.cost-results__notes{background:#fff8e8;border-left:4px solid #ad7111;margin-top:1rem;padding:.75rem 1rem}.cost-results__notes p{color:#6c4a10!important;margin:.25rem 0!important;font-size:.75rem!important}.cost-results__actions{align-items:center}.cost-results__actions [role=status]{color:var(--teal-700);font-size:.8rem;font-weight:800}.cost-results__boundary{border-top:1px solid var(--line);padding-top:1rem;color:var(--ink-soft)!important;margin-top:1.5rem!important;font-size:.8rem!important}@media (width<=920px){.cost-tool__grid--four,.cost-results__metrics,.cost-results__categories{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=760px){.cost-tool__grid--three{grid-template-columns:1fr}.cost-schedule__head{display:none}.cost-schedule__row,.cost-schedule--planned .cost-schedule__row{grid-template-columns:repeat(2,minmax(0,1fr))}.cost-schedule__row label>span{display:block}}@media (width<=620px){.cost-tool{margin-inline:-12px}.cost-tool__grid--four,.cost-results__metrics,.cost-results__categories,.cost-schedule__row,.cost-schedule--planned .cost-schedule__row{grid-template-columns:1fr}.cost-tool__actions .button,.cost-results__actions .button{width:100%}}@media print{.site-header,.site-footer,.article-aside,.page-hero,.cost-tool__form,.cost-results__actions{display:none!important}.article-layout{padding:0!important;display:block!important}.cost-tool,.cost-results{box-shadow:none;border:0}.cost-results{display:block!important}}.tc-hero{background:linear-gradient(135deg,#f4f9ff,#fff 70%);border-bottom:1px solid #d9e5f0;padding:1rem 0 3.4rem}.tc-breadcrumbs{color:#65768c;flex-wrap:wrap;align-items:center;gap:.55rem;min-height:42px;font-size:.8rem;font-weight:750;display:flex}.tc-breadcrumbs a{color:#075bd8;text-decoration:none}.tc-hero__grid{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:clamp(2rem,5vw,5rem);padding-top:2.4rem;display:grid}.tc-kicker,.cost-tool .asset__kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .75rem;font-size:.75rem;font-weight:900}.tc-hero h1{color:#071c43;letter-spacing:-.055em;max-width:14ch;font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.01}.tc-lede{color:#40546d;max-width:65ch;font-size:clamp(1.05rem,1.5vw,1.22rem);line-height:1.62}.tc-trust{flex-wrap:wrap;gap:.65rem 1.15rem;margin-top:1.4rem;display:flex}.tc-trust span{color:#183859;font-size:.8rem;font-weight:800}.tc-hero__panel{color:#fff;background:linear-gradient(145deg,#082a61,#075bd8);border-radius:.75rem;padding:clamp(1.5rem,3vw,2.2rem);box-shadow:0 18px 45px #0a32642e}.tc-hero__panel strong{font-size:1.25rem}.tc-hero__panel p{color:#dcecff;line-height:1.6}.tc-hero__panel span{color:#08623a;text-transform:uppercase;background:#d9f7e8;border-radius:999px;padding:.45rem .7rem;font-size:.68rem;font-weight:900;display:inline-flex}.tc-layout{grid-template-columns:minmax(0,2.25fr) minmax(280px,.75fr);align-items:start;gap:clamp(1.5rem,3vw,3rem);padding-block:clamp(3rem,6vw,6rem);display:grid}.tc-layout main{min-width:0}.tc-intro,.tc-card,.tc-rail-card{background:#fff;border:1px solid #dce5ee;border-radius:.65rem;box-shadow:0 10px 30px #0f30560b}.tc-intro{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;margin-bottom:1.2rem;padding:1.2rem 1.4rem;line-height:1.65}.tc-intro p{margin:.35rem 0 0}.tc-card{padding:clamp(1.25rem,3vw,2.3rem)}.tc-prose>p:first-child{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;padding:1rem}.tc-rail{gap:1rem;display:grid;position:sticky;top:1.2rem}.tc-rail-card{gap:.7rem;padding:1.25rem;display:grid}.tc-rail-card>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.tc-rail-card h2{color:#0a244b;letter-spacing:-.03em;font-size:1.3rem;line-height:1.15}.tc-rail-card p{color:#52677e;font-size:.84rem;line-height:1.55}.tc-rail-card a{color:#075bd8;border-top:1px solid #e0e7ef;padding-top:.7rem;font-size:.78rem;font-weight:850;text-decoration:none}.tc-rail-card--blue{background:linear-gradient(150deg,#082a61,#075bd8);border:0}.tc-rail-card--blue>span{color:#add5ff}.tc-rail-card--blue h2{color:#fff}.tc-rail-card--blue p{color:#d9eaff}.tc-rail-card--blue a{color:#fff;border-color:#ffffff40}.cost-tool{border-radius:.65rem}.cost-tool__header{display:none}.cost-tool__orientation{border-radius:.55rem .55rem 0 0}.cost-tool input:focus,.cost-tool select:focus{outline:0;box-shadow:0 0 0 3px #075bd824}@media (width<=900px){.tc-hero__grid,.tc-layout{grid-template-columns:1fr}.tc-rail{grid-template-columns:repeat(2,1fr);position:static}.tc-rail section:last-child{grid-column:1/-1}}@media (width<=680px){.tc-hero{padding-bottom:2.2rem}.tc-hero__grid{padding-top:1.3rem}.tc-rail{grid-template-columns:1fr}.tc-rail section:last-child{grid-column:auto}}.asset__kicker{letter-spacing:.12em;text-transform:uppercase;font-weight:850;color:var(--teal-700)!important;margin-bottom:.5rem!important;font-size:.78rem!important}.softener-tool{border:1px solid var(--line);border-top:7px solid var(--teal-600);box-shadow:var(--shadow-sm);background:#fff;margin-bottom:3.5rem;overflow:hidden}.softener-tool__header{background:linear-gradient(135deg, var(--ice-50), #fff);border-bottom:1px solid var(--line);padding:clamp(1.5rem,4vw,2.75rem)}.softener-tool__header h2{margin-bottom:1rem;font-size:clamp(2rem,4vw,3.2rem)}.softener-tool__header>p:last-of-type{color:var(--ink-soft);max-width:72ch}.softener-tool__trust{flex-wrap:wrap;gap:.55rem;margin-top:1.2rem;display:flex}.softener-tool__trust span{border:1px solid var(--line);color:var(--teal-700);background:#fff;border-radius:999px;padding:.4rem .7rem;font-size:.74rem;font-weight:850}.softener-tool__prep{background:var(--navy-950);color:#fff;padding:clamp(1.25rem,4vw,2rem) clamp(1.25rem,4vw,2.5rem)}.softener-tool__prep h3{color:#fff;margin:0 0 1rem;font-size:1.35rem}.softener-tool__prep-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.softener-tool__prep-grid>div{background:#ffffff14;border:1px solid #ffffff2e;padding:1rem}.softener-tool__prep-grid strong{color:#fff;font-size:.95rem;display:block}.softener-tool__prep-grid p{color:#d6e7ea!important;margin:.45rem 0!important;font-size:.84rem!important}.softener-tool__prep-grid span,.softener-tool__prep-grid a{color:var(--aqua-200);font-size:.76rem;font-weight:750}.softener-tool__form{padding:clamp(1.25rem,4vw,2.5rem)}.softener-tool fieldset{border:0;border-bottom:1px solid var(--line);margin:0;padding:0 0 2rem}.softener-tool fieldset+fieldset{padding-top:2rem}.softener-tool legend{color:var(--ink);align-items:center;gap:.65rem;margin-bottom:1.1rem;padding:0;font-size:1.15rem;font-weight:850;display:flex}.softener-tool legend span{background:var(--navy-900);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:28px;height:28px;font-size:.78rem;display:inline-flex}.softener-tool__grid{grid-template-columns:minmax(0,1fr);gap:1rem;display:grid}.softener-tool__grid--split{grid-template-columns:repeat(2,minmax(0,1fr))}.softener-tool label{color:var(--ink);gap:.38rem;font-size:.9rem;font-weight:800;display:grid}.softener-tool label>span{color:var(--ink-soft);font-size:.76rem;font-weight:650}.softener-tool input:not([type=radio]):not([type=range]),.softener-tool select{background:var(--ice-50);color:var(--ink);border:1px solid #a9c6c9;border-radius:.35rem;width:100%;min-height:52px;padding:.72rem .8rem}.softener-tool input:focus,.softener-tool select:focus{border-color:var(--teal-700)}.softener-tool__choice{flex-wrap:wrap;gap:.65rem;margin-bottom:1rem;display:flex}.softener-tool__choice label{background:var(--ice-50);border:1px solid var(--line);cursor:pointer;border-radius:.35rem;flex:190px;align-items:flex-start;min-height:64px;padding:.75rem .85rem;display:flex}.softener-tool__choice--two label{flex-basis:280px}.softener-tool__choice input{accent-color:var(--teal-700);width:18px;height:18px}.softener-tool__choice label:has(input:checked){border-color:var(--teal-600);box-shadow:inset 0 0 0 1px var(--teal-600);background:#edf9f4}.softener-tool__choice label>span{gap:.1rem;display:grid}.softener-tool__choice label strong{color:var(--ink);font-size:.86rem}.softener-tool__choice label small{color:var(--ink-soft);font-size:.72rem;font-weight:650;line-height:1.35}.softener-tool__intro{color:var(--ink-soft)!important;margin:-.35rem 0 1rem!important;font-size:.86rem!important}.softener-tool__source-card{border:1px solid #b9dfd0;border-left:5px solid var(--teal-600);background:#edf9f4;gap:.3rem;margin-top:1rem;padding:1rem;display:grid}.softener-tool__source-card strong{color:var(--ink);font-size:.95rem}.softener-tool__source-card>span{color:var(--teal-700);font-size:1rem;font-weight:900}.softener-tool__source-card p{color:var(--ink-soft)!important;margin:0!important;font-size:.78rem!important}.softener-tool__source-card a{justify-self:start;font-size:.76rem;font-weight:800}.softener-tool__estimate-note{background:#fff8e8;border-left:4px solid #ad7111;align-self:end;padding:.8rem;color:#6c4a10!important;margin:0!important;font-size:.78rem!important}.softener-tool__range{margin-top:1rem}.softener-tool__range output{color:var(--teal-700);justify-self:end;margin-top:-1.7rem;font-weight:900}.softener-tool__range input{accent-color:var(--teal-700);width:100%}.softener-tool__help{color:var(--ink-soft)!important;margin:.75rem 0 0!important;font-size:.82rem!important}.softener-tool__help-box,.softener-tool__bypass,.softener-tool__assumptions{border:1px solid var(--line);margin-top:1rem;padding:.8rem 1rem}.softener-tool__help-box summary,.softener-tool__bypass summary,.softener-tool__assumptions summary{color:var(--teal-700);cursor:pointer;font-size:.86rem;font-weight:850}.softener-tool__help-box>div,.softener-tool__bypass>div{padding-top:.75rem}.softener-tool__help-box p{color:var(--ink-soft)!important;margin:.45rem 0!important;font-size:.8rem!important}.softener-tool__assumptions{border-left:4px solid var(--line)}.softener-tool__assumptions summary{flex-wrap:wrap;justify-content:space-between;gap:.35rem 1rem;display:flex}.softener-tool__assumptions summary span{color:var(--ink-soft);font-size:.75rem;font-weight:700}.softener-tool__advanced{border-bottom:1px solid var(--line);padding:1.5rem 0}.softener-tool__advanced summary{color:var(--teal-700);cursor:pointer;font-size:.98rem;font-weight:850}.softener-tool__advanced-body{padding-top:1.25rem}.softener-tool__advanced h3{margin:1.4rem 0 .8rem;font-size:1rem}.softener-tool__advanced h3:first-child{margin-top:0}.softener-tool__error{color:#782b20;background:#fff1ee;border-left:4px solid #b84231;margin-top:1rem;padding:.9rem 1rem;font-size:.9rem;font-weight:750}.softener-tool__actions,.softener-results__actions{flex-wrap:wrap;gap:.7rem;margin-top:1.5rem;display:flex}.prose .softener-tool .button--navy{color:#fff}.prose .softener-tool .button--secondary{color:var(--ink)}.softener-results{border-top:1px solid var(--line);padding:clamp(1.25rem,4vw,2.5rem)}.softener-results__headline{background:var(--navy-950);color:#d6e7ea;gap:.25rem;padding:clamp(1.2rem,3vw,2rem);display:grid}.softener-results__headline p{letter-spacing:.12em;text-transform:uppercase;font-weight:850;color:var(--aqua-200)!important;margin:0!important;font-size:.76rem!important}.softener-results__headline strong{color:#fff;font-size:clamp(2rem,5vw,3.4rem);line-height:1.1}.softener-results__headline>span{font-size:.86rem}.softener-results__metrics{grid-template-columns:repeat(5,minmax(0,1fr));display:grid}.softener-results__metrics div{border:1px solid var(--line);border-top:0;gap:.25rem;padding:.85rem;display:grid}.softener-results__metrics span{color:var(--ink-soft);font-size:.72rem;font-weight:750}.softener-results__metrics strong{color:var(--ink);font-size:.96rem}.softener-results__formula{background:var(--ice-50);border:1px solid var(--line);border-top:0;gap:.5rem;padding:1rem;display:grid}.softener-results__formula code{color:var(--ink);overflow-wrap:anywhere;white-space:normal;font-size:.82rem}.softener-results__review{gap:.7rem;margin-top:1rem;display:grid}.softener-review{border-left:4px solid var(--teal-600);gap:.2rem;padding:.8rem 1rem;display:grid}.softener-review strong{color:var(--ink);font-size:.9rem}.softener-review span{color:var(--ink-soft);font-size:.82rem}.softener-review--pass{background:#edf9f4;border-color:#16835f}.softener-review--warn{background:#fff8e8;border-color:#ad7111}.softener-review--fail{background:#fff1ee;border-color:#b84231}.softener-results__actions{align-items:center}.softener-results__actions [role=status]{color:var(--teal-700);font-size:.84rem;font-weight:800}.softener-results__boundary{border-top:1px solid var(--line);padding-top:1rem;color:var(--ink-soft)!important;margin-top:1.5rem!important;font-size:.84rem!important}.softener-results__sources{color:var(--ink-soft)!important;margin:.8rem 0 0!important;font-size:.74rem!important}.softener-results__sources a{font-weight:750}[hidden]{display:none!important}@media (width<=880px){.softener-results__metrics{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=620px){.softener-tool{margin-inline:-12px}.softener-tool__prep-grid,.softener-tool__grid--split{grid-template-columns:1fr}.softener-tool__choice{display:grid}.softener-tool__choice label{width:100%}.softener-results__metrics{grid-template-columns:1fr}.softener-tool__actions .button,.softener-results__actions .button{width:100%}}@media print{.site-header,.site-footer,.article-aside,.page-hero,.softener-tool__form,.softener-results__actions{display:none!important}.article-layout{padding:0!important;display:block!important}.softener-tool,.softener-results{box-shadow:none;border:0}.softener-results{display:block!important}}.flow-tool{border:1px solid var(--line);border-top:7px solid var(--teal-600);box-shadow:var(--shadow-sm);background:#fff;margin-bottom:3.5rem;overflow:hidden}.flow-tool__header{background:linear-gradient(135deg, var(--ice-50), #fff);border-bottom:1px solid var(--line);padding:clamp(1.5rem,4vw,2.75rem)}.flow-tool__header h2{margin-bottom:1rem;font-size:clamp(2rem,4vw,3.2rem)}.flow-tool__header>p:last-of-type{color:var(--ink-soft);max-width:75ch}.flow-tool__orientation{background:var(--navy-950);color:#fff;padding:1.2rem clamp(1.25rem,4vw,2.5rem)}.flow-tool__orientation strong{color:var(--aqua-200);letter-spacing:.08em;text-transform:uppercase;font-size:.82rem;display:block}.flow-tool__orientation p{max-width:78ch;color:#d6e7ea!important;margin:.35rem 0 0!important;font-size:.88rem!important}.flow-tool__orientation b{color:#fff}.flow-tool__form{padding:clamp(1.25rem,4vw,2.5rem)}.flow-tool fieldset{border:0;border-bottom:1px solid var(--line);margin:0;padding:0 0 2rem}.flow-tool fieldset+fieldset{padding-top:2rem}.flow-tool legend{color:var(--ink);align-items:center;gap:.65rem;margin-bottom:1rem;padding:0;font-size:1.15rem;font-weight:850;display:flex}.flow-tool legend>span{background:var(--navy-900);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:28px;height:28px;font-size:.78rem;display:inline-flex}.flow-tool__choices{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;margin-bottom:1.25rem;display:grid}.flow-tool__choices label{background:var(--ice-50);border:1px solid var(--line);cursor:pointer;border-radius:.35rem;align-items:flex-start;gap:.65rem;min-height:68px;padding:.8rem .9rem;display:flex}.flow-tool__choices label:has(input:checked){border-color:var(--teal-600);box-shadow:inset 0 0 0 1px var(--teal-600);background:#edf9f4}.flow-tool__choices input{accent-color:var(--teal-700);width:18px;height:18px;margin-top:.1rem}.flow-tool__choices label>span{gap:.1rem;display:grid}.flow-tool__choices strong{color:var(--ink);font-size:.88rem}.flow-tool__choices small{color:var(--ink-soft);font-size:.73rem;font-weight:650;line-height:1.35}.flow-tool__choices--compact{max-width:760px}.flow-tool__scenario-heading{justify-content:space-between;align-items:end;gap:1rem;margin:1.5rem 0 .8rem;display:flex}.flow-tool__scenario-heading h3{margin:0;font-size:1rem}.flow-tool__scenario-heading p{color:var(--ink-soft)!important;margin:.2rem 0 0!important;font-size:.78rem!important}.flow-tool__presets{flex-wrap:wrap;gap:.35rem;display:flex}.flow-tool__presets button{border:1px solid var(--line);color:var(--teal-700);cursor:pointer;background:#fff;border-radius:999px;padding:.42rem .65rem;font-size:.7rem;font-weight:800}.flow-tool__presets button:hover{border-color:var(--teal-600)}.flow-fixtures{border:1px solid var(--line)}.flow-fixtures__head,.flow-fixture{grid-template-columns:minmax(220px,2fr) minmax(82px,.55fr) minmax(120px,.8fr) minmax(90px,.65fr);align-items:center;gap:.75rem;display:grid}.flow-fixtures__head{background:var(--navy-900);color:#fff;letter-spacing:.06em;text-transform:uppercase;padding:.65rem .8rem;font-size:.69rem;font-weight:850}.flow-fixture{border-top:1px solid var(--line);padding:.75rem .8rem}.flow-fixture:first-of-type{border-top:0}.flow-fixture__name{gap:.15rem;display:grid}.flow-fixture__name strong{color:var(--ink);font-size:.86rem}.flow-fixture__name small{color:var(--ink-soft);font-size:.7rem;line-height:1.35}.flow-fixture label{color:var(--ink-soft);gap:.2rem;font-size:.68rem;font-weight:750;display:grid}.flow-fixture label>span{display:none}.flow-fixture input,.flow-tool__grid input{background:var(--ice-50);color:var(--ink);border:1px solid #a9c6c9;border-radius:.35rem;width:100%;min-height:44px;padding:.55rem .65rem}.flow-fixture output{color:var(--teal-700);font-size:.84rem;font-weight:900}.flow-tool__source-note{color:var(--ink-soft)!important;margin:.7rem 0 0!important;font-size:.74rem!important}.flow-tool__measured{background:var(--ice-50);border:1px solid var(--line);padding:1rem}.flow-tool__grid{grid-template-columns:minmax(0,1fr);gap:1rem;display:grid}.flow-tool__grid--split{grid-template-columns:repeat(2,minmax(0,1fr))}.flow-tool__grid label{color:var(--ink);gap:.35rem;font-size:.86rem;font-weight:800;display:grid}.flow-tool__grid label>span{color:var(--ink-soft);font-size:.72rem;font-weight:650}.flow-tool__suffix{grid-template-columns:1fr auto;align-items:center;display:grid}.flow-tool__suffix>span{background:var(--navy-900);color:#fff;border-radius:0 .35rem .35rem 0;place-items:center;width:42px;min-height:44px;display:grid}.flow-tool__suffix input{border-radius:.35rem 0 0 .35rem}.flow-tool__callout{background:#fff8e8;border-left:4px solid #ad7111;padding:.9rem 1rem}.flow-tool__callout strong{color:var(--ink);font-size:.84rem}.flow-tool__callout p{color:#6c4a10!important;margin:.3rem 0 0!important;font-size:.76rem!important}.flow-tool__model-check{border-bottom:1px solid var(--line);padding:1.3rem 0}.flow-tool__model-check summary{color:var(--teal-700);cursor:pointer;justify-content:space-between;font-size:.94rem;font-weight:850;display:flex}.flow-tool__model-check summary span{background:var(--ice-50);color:var(--ink-soft);border-radius:999px;padding:.25rem .55rem;font-size:.68rem}.flow-tool__model-body{padding-top:1.1rem}.flow-tool__error{color:#782b20;background:#fff1ee;border-left:4px solid #b84231;margin-top:1rem;padding:.9rem 1rem;font-size:.88rem;font-weight:750}.flow-tool__actions,.flow-results__actions{flex-wrap:wrap;gap:.7rem;margin-top:1.5rem;display:flex}.prose .flow-tool .button--navy{color:#fff}.prose .flow-tool .button--secondary{color:var(--ink)}.flow-results{border-top:1px solid var(--line);padding:clamp(1.25rem,4vw,2.5rem)}.flow-results__headline{background:var(--navy-950);color:#d6e7ea;gap:.25rem;padding:clamp(1.2rem,3vw,2rem);display:grid}.flow-results__headline p{letter-spacing:.12em;text-transform:uppercase;font-weight:850;color:var(--aqua-200)!important;margin:0!important;font-size:.76rem!important}.flow-results__headline strong{color:#fff;font-size:clamp(2.3rem,6vw,4rem);line-height:1.05}.flow-results__headline>span{font-size:.82rem}.flow-results__metrics{grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.flow-results__metrics>div{border:1px solid var(--line);border-top:0;gap:.25rem;padding:.85rem;display:grid}.flow-results__metrics span{color:var(--ink-soft);font-size:.7rem;font-weight:750}.flow-results__metrics strong{color:var(--ink);font-size:.9rem}.flow-results__formula{background:var(--ice-50);border:1px solid var(--line);border-top:0;gap:.4rem;padding:1rem;display:grid}.flow-results__formula code{color:var(--ink);white-space:normal;font-size:.82rem}.flow-results__breakdown{border:1px solid var(--line);border-top:0;gap:.3rem;padding:1rem;display:grid}.flow-results__breakdown strong{color:var(--ink);font-size:.82rem}.flow-results__breakdown span{color:var(--ink-soft);font-size:.76rem}.flow-results__review{gap:.65rem;margin-top:1rem;display:grid}.flow-review{border-left:4px solid var(--teal-600);gap:.2rem;padding:.8rem 1rem;display:grid}.flow-review strong{color:var(--ink);font-size:.88rem}.flow-review span{color:var(--ink-soft);font-size:.78rem}.flow-review--pass{background:#edf9f4;border-color:#16835f}.flow-review--fail{background:#fff1ee;border-color:#b84231}.flow-review--info{background:var(--ice-50);border-color:var(--teal-600)}.flow-results__actions{align-items:center}.flow-results__actions [role=status]{color:var(--teal-700);font-size:.8rem;font-weight:800}.flow-results__boundary{border-top:1px solid var(--line);padding-top:1rem;color:var(--ink-soft)!important;margin-top:1.5rem!important;font-size:.82rem!important}.flow-results__sources{color:var(--ink-soft)!important;margin:.8rem 0 0!important;font-size:.72rem!important}.flow-results__sources a{font-weight:750}@media (width<=760px){.flow-tool__scenario-heading{flex-direction:column;align-items:flex-start}.flow-fixtures__head{display:none}.flow-fixture{grid-template-columns:repeat(3,minmax(0,1fr))}.flow-fixture__name{grid-column:1/-1}.flow-fixture label>span{display:block}}@media (width<=620px){.flow-tool{margin-inline:-12px}.flow-tool__choices,.flow-tool__grid--split,.flow-results__metrics{grid-template-columns:1fr}.flow-fixture{grid-template-columns:1fr 1fr}.flow-fixture output{align-self:end;min-height:44px;padding-top:.75rem}.flow-tool__actions .button,.flow-results__actions .button{width:100%}}@media print{.flow-tool__form,.flow-results__actions{display:none!important}.flow-tool,.flow-results{box-shadow:none;border:0}.flow-results{display:block!important}}.fr-hero{background:linear-gradient(135deg,#f4f9ff,#fff 70%);border-bottom:1px solid #d9e5f0;padding:1rem 0 3.4rem}.fr-breadcrumbs{color:#65768c;flex-wrap:wrap;align-items:center;gap:.55rem;min-height:42px;font-size:.8rem;font-weight:750;display:flex}.fr-breadcrumbs a{color:#075bd8;text-decoration:none}.fr-hero__grid{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:clamp(2rem,5vw,5rem);padding-top:2.4rem;display:grid}.fr-kicker,.flow-tool .asset__kicker{color:#075bd8;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .75rem;font-size:.75rem;font-weight:900}.fr-hero h1{color:#071c43;letter-spacing:-.055em;max-width:14ch;font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.01}.fr-lede{color:#40546d;max-width:65ch;font-size:clamp(1.05rem,1.5vw,1.22rem);line-height:1.62}.fr-trust{flex-wrap:wrap;gap:.65rem 1.15rem;margin-top:1.4rem;display:flex}.fr-trust span{color:#183859;font-size:.8rem;font-weight:800}.fr-hero__panel{color:#fff;background:linear-gradient(145deg,#082a61,#075bd8);border-radius:.75rem;padding:clamp(1.5rem,3vw,2.2rem);box-shadow:0 18px 45px #0a32642e}.fr-hero__panel strong{font-size:1.25rem}.fr-hero__panel p{color:#dcecff;line-height:1.6}.fr-hero__panel span{color:#08623a;text-transform:uppercase;background:#d9f7e8;border-radius:999px;padding:.45rem .7rem;font-size:.68rem;font-weight:900;display:inline-flex}.fr-layout{grid-template-columns:minmax(0,2.25fr) minmax(280px,.75fr);align-items:start;gap:clamp(1.5rem,3vw,3rem);padding-block:clamp(3rem,6vw,6rem);display:grid}.fr-layout main{min-width:0}.fr-intro,.fr-card,.fr-rail-card{background:#fff;border:1px solid #dce5ee;border-radius:.65rem;box-shadow:0 10px 30px #0f30560b}.fr-intro{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;margin-bottom:1.2rem;padding:1.2rem 1.4rem;line-height:1.65}.fr-intro p{margin:.35rem 0 0}.fr-card{padding:clamp(1.25rem,3vw,2.3rem)}.fr-prose>p:first-child{color:#25425f;background:#eef6ff;border-left:4px solid #075bd8;padding:1rem}.fr-rail{gap:1rem;display:grid;position:sticky;top:1.2rem}.fr-rail-card{gap:.7rem;padding:1.25rem;display:grid}.fr-rail-card>span{color:#075bd8;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;font-weight:900}.fr-rail-card h2{color:#0a244b;letter-spacing:-.03em;font-size:1.3rem;line-height:1.15}.fr-rail-card p{color:#52677e;font-size:.84rem;line-height:1.55}.fr-rail-card a{color:#075bd8;border-top:1px solid #e0e7ef;padding-top:.7rem;font-size:.78rem;font-weight:850;text-decoration:none}.fr-rail-card--blue{background:linear-gradient(150deg,#082a61,#075bd8);border:0}.fr-rail-card--blue>span{color:#add5ff}.fr-rail-card--blue h2{color:#fff}.fr-rail-card--blue p{color:#d9eaff}.fr-rail-card--blue a{color:#fff;border-color:#ffffff40}.flow-tool{border-radius:.65rem}.flow-tool__header{display:none}.flow-tool__orientation{border-radius:.55rem .55rem 0 0}.flow-tool input:focus{outline:0;box-shadow:0 0 0 3px #075bd824}@media (width<=900px){.fr-hero__grid,.fr-layout{grid-template-columns:1fr}.fr-rail{grid-template-columns:repeat(2,1fr);position:static}.fr-rail section:last-child{grid-column:1/-1}}@media (width<=680px){.fr-hero{padding-bottom:2.2rem}.fr-hero__grid{padding-top:1.3rem}.fr-rail{grid-template-columns:1fr}.fr-rail section:last-child{grid-column:auto}}.fr-evidence{background:#fff;border:1px solid #dce5ee;border-radius:.6rem;grid-template-columns:repeat(4,1fr);margin-top:2rem;display:grid;overflow:hidden}.fr-evidence>div{align-items:center;gap:.65rem;padding:.85rem 1rem;display:flex}.fr-evidence>div+div{border-left:1px solid #dce5ee}.fr-evidence b{color:#075bd8;background:#eef6ff;border-radius:50%;justify-content:center;align-items:center;width:28px;height:28px;display:flex}.fr-evidence span{display:grid}.fr-evidence strong{color:#12325c;font-size:.78rem}.fr-evidence small{color:#65768c;font-size:.65rem}.fr-toc a{justify-content:space-between;align-items:center;display:flex}.fr-providers{gap:.55rem;display:grid}.fr-providers a{background:#f8fbfe;border:1px solid #dce5ee;border-radius:.4rem;gap:.25rem;padding:.7rem;display:grid}.fr-providers a strong{color:#12325c}.fr-providers a small{color:#52677e;font-size:.68rem;line-height:1.35}.fr-providers a b{color:#075bd8;font-size:.67rem}.fr-fineprint{border-top:1px solid #e0e7ef;padding-top:.7rem;font-size:.7rem!important}@media (width<=800px){.fr-evidence{grid-template-columns:repeat(2,1fr)}.fr-evidence>div:nth-child(3){border-top:1px solid #dce5ee;border-left:0}.fr-evidence>div:nth-child(4){border-top:1px solid #dce5ee}}@media (width<=520px){.fr-evidence{grid-template-columns:1fr}.fr-evidence>div+div,.fr-evidence>div:nth-child(3){border-top:1px solid #dce5ee;border-left:0}}